View entire chapter

	POLICY CANCELLATION
375.001	Definitions. (8/28/2008)
375.002	Grounds for cancellation. (8/28/1977)
375.003	Notice of cancellation, how given — reinstatement, when. (8/28/2014)
375.004	Refusal to renew, when authorized — exemption, when. (8/28/2016)
375.005	Proof of notice, how made. (8/28/1977)
375.006	Immunity from liability granted, when, to whom. (8/28/1977)
375.007	Cancellation or refusal to issue policy on certain grounds prohibited, exceptions. (8/28/1977)
375.008	Certain insurers exempt. (8/28/1977)
375.011	Notice of cancellation, nonrenewal, renewal, or refusal to write, may be sent, how. (1/1/1993)
	GENERALLY
375.012	Definitions. (8/28/2007)
375.013	Promulgation of rules, generally, this chapter. (8/28/1995)
375.014	Insurance producers, license required — insurance producer license not required, when. (1/1/2003)
375.015	Application for licensure, insurance producers. (1/1/2003)
375.016	Examination required for insurance producer's license. (1/1/2003)
375.017	Nonresident producer's license. (1/1/2003)
375.018	Issuance of producer's license, duration — lines of authority — biennial renewal fee for agents, due when — reinstatement of license, when — failure to comply, effect — rulemaking authority. (8/28/2021)
375.019	Advisory board on licensing and examination of insurance producers — qualifications — terms — meetings — duties. (1/1/2003)
375.020	Continuing education for producers, required, exceptions — procedures — director to promulgate rules and regulations — fees, how determined, deposit of. (8/28/2024)
375.022	Registry of insurance producers maintained by insurer — termination of producer, insurer to notify director. (1/1/2003)
375.024	Life insurance producer examinations, review of — collection of data — annual report — rulemaking authority. (8/28/2010)
375.025	Temporary license — to whom issued. (1/1/2003)
375.029	Continuing education credit, participation in professional insurance association qualifies, when, hours — rulemaking authority. (8/28/2021)
375.030	Continuing education, programs approved for another profession. (8/28/1996)
375.031	Definitions. (1/1/2003)
375.033	Termination of contract, notice — agent not to do business. (1/1/2003)
375.035	Renewal after termination of producer's contract. (1/1/2003)
375.037	Director's investigation — appeal. (1/1/2003)
375.039	Commercial risks, certain class, cancellation, written notice to agent required, when. (1/1/2003)
375.041	Annual statement convention blank to be filed with NAIC, exception — dissemination of data not to create civil liability — failure to file, effect. (8/28/1992)
375.046	Who deemed agent of unauthorized company. (1/1/2003)
375.051	Producer held as trustee of money collected. (1/1/2003)
375.052	Additional incidental fees — disclosure to applicant or insured. (8/28/2001)
375.065	Credit insurance producer license — organizational credit entity license — application — fee — rules. (8/28/2007)
375.071	Centralized producer license registry, participation in. (1/1/2003)
375.076	No consideration for unlicensed persons. (1/1/2003)
375.106	Insurance producers, limitations on negotiated contracts. (1/1/2003)
375.116	Compensation of producer, regulations — not to receive pay from insured, exception. (1/1/2003)
375.136	Producer placing business with a nonadmitted company or nonresident is subject to chapter 384. (1/1/2003)
375.141	Suspension, revocation, refusal of license — grounds — procedure. (1/1/2003)
375.143	Rulemaking authority. (8/28/2007)
375.144	Prohibited acts in connection with the offer, sale, solicitation, or negotiation of insurance. (8/28/2005)
375.145	Violations, penalties. (8/28/2007)
375.146	Violation, penalty. (8/28/2005)
375.147	Managing general agents (MGA) — citation of law — definitions — law effective, when. (8/28/1999)
375.148	Managing general agents must be licensed producers — risks located outside state — requirements — bond may be required, also errors and omissions policy. (7/1/1991)
375.149	Written contract required for placing business with insurer, content — termination of contract for cause — prohibited acts by managing general agents. (7/1/1991)
375.150	Duties of insurer — appointment of or termination of contract with managing general agent, notice to director, content. (7/1/1991)
375.151	Acts of managing general agent acts of insurer. (7/1/1991)
375.152	Violations, penalties. (8/28/2007)
375.153	Managing general agent, director's authority to promulgate rules. (7/1/1991)
375.158	Insurer shall comply with all insurance laws before doing business — commissions paid, to whom. (1/1/2003)
375.159	Limited lines travel insurance producer — definitions — license, authorized activities, limitations — premium tax — travel administrator license — rulemaking authority. (8/28/2022)
375.161	Certificate to do business — when terminated. (8/28/1967)
375.163	Director shall not authorize business if management of company is incompetent or untrustworthy. (8/28/1967)
375.164	Management contracts, to be filed with director when requested — may examine records of company, to what extent — notice of management contract required. (8/28/1967)
375.166	Expense of organization limited. (8/28/1967)
375.169	Violation of section 375.166 a misdemeanor, penalty. (8/28/1967)
375.176	Proceedings against promoters. (8/28/1967)
375.181	Officers required of companies. (8/28/1967)
375.183	Director to investigate incorporators, directors and proposed officers, approval withheld, when. (8/28/1967)
375.186	Seal and bylaws. (8/28/1967)
375.191	Voting by proxy. (8/28/1967)
375.196	Adoption of same or misleadingly similar name prohibited. (8/28/1967)
375.198	Issuance of shares, regulations concerning. (8/28/1967)
375.201	Charter, amendment of, procedure for. (8/28/1967)
375.206	Certificate of amendment, issuance, filing — director, duties — secretary of state, duties. (8/28/1967)
375.216	Certificate of amendment effective, when — amendment not to affect any existing cause of action. (8/28/1967)
375.221	Certificate of amendment of articles, how executed, contents. (8/28/1967)
375.226	Restatement of charter, articles of incorporation or association, or declaration of organization, how made. (8/28/1967)
375.231	Reduction of capital stock where same has not been fully subscribed. (8/28/1967)
375.236	Certificate of authority revoked, when. (8/28/2007)
375.246	Reinsurance, when allowed as an asset or reduction from liability. (8/28/2021)
375.251	Actions by and against companies. (8/28/1967)
375.256	Service of process on companies not authorized to do business in this state. (8/28/1967)
375.261	Service of process — procedure. (8/28/2008)
375.266	Service of process valid, when. (8/28/1967)
375.271	Plaintiff entitled to default judgment, when. (8/28/1967)
375.276	Sections 375.256 to 375.271 not to abridge right to serve process in other legal manner. (8/28/1967)
375.281	Company to furnish bond or certificate of authority before pleading. (8/28/1967)
375.286	Postponement of action permitted, when. (8/28/1967)
375.291	Company may file motion to quash service — grounds. (8/28/1967)
375.296	Additional damages for vexatious refusal to pay. (8/28/1967)
375.298	Loan against policy by policyholder, insurer to give notice of interest due. (8/28/1998)
375.301	Exemptions from provisions of sections 375.256 to 375.301. (8/28/1977)
375.306	Not to act for insolvent company — guarantee fund, where deposited — advertisements — penalty for violation. (8/28/2007)
375.310	Unauthorized persons or corporations enjoined from transaction of insurance business, penalty. (1/1/2017)
375.320	Not to trade — exception. (8/28/2007)
375.325	Mechanical data processing equipment as assets. (8/28/1967)
375.326	Automobiles as assets. (8/28/1979)
375.330	Purchase and ownership of real estate. (8/28/2007)
375.340	Sale and exchange of real estate. (8/28/2007)
375.345	Derivative transactions permitted, conditions — definitions — rules. (8/28/2007)
375.347	Restriction on ownership of certain assets not exclusively controlled by an insurance company. (8/28/2000)
375.350	Reacquisition and holding of own stock, when — approval of director, when — effect on assets and solvency. (8/28/1984)
375.355	Acquisition of control of one company by another, director may authorize, procedure, exceptions. (8/28/2001)
375.360	Note not considered payment — not to loan when insolvent. (8/28/1939)
375.370	Collateral to be assigned to company. (8/28/1939)
375.380	Dividends shall not be paid, when — penalty — liability of stockholder. (8/28/1939)
375.390	Officers not to use funds for private gain — penalty. (8/28/1939)
375.400	Investigation by director — duty of prosecuting attorney. (8/28/1939)
375.410	Penalty for violation. (8/28/1939)
375.420	Vexatious refusal to pay claim, damages for, exception. (8/28/1975)
375.421	Prepayment for policy, return of, when — limitations — violation an unfair trade practice. (8/28/1992)
375.422	Directors and officers of stock companies to report ownership. (8/28/1965)
375.423	Company may recover profits realized by officer or director in certain transactions — exceptions. (8/28/1965)
375.424	Unlawful for officer or director to sell equity security not owned by him — delivery. (8/28/1965)
375.425	Provisions of 375.423 and 375.424 not to apply, when — equity security defined. (8/28/1965)
375.426	Director to make rules and regulations. (8/28/1965)
375.427	Department rules for payment of fees by and integration of systems of insurers and entities administering claims for injured employees not applicable, when. (8/28/2002)
375.430	Certificate revoked if judgment not satisfied. (8/28/1939)
375.440	Revocation of license for failure to comply with judicial decree. (8/28/1939)
375.445	Company operating fraudulently or in bad faith, penalties. (8/28/2007)
375.460	Director to keep deposits — rights of companies. (8/28/1939)
375.470	Penalty for violations by director. (8/28/1939)
375.480	Withdrawal of securities — notice — examination by director. (8/28/2007)
375.490	Payment of judgments out of deposits. (8/28/1939)
375.500	Distribution of assets. (8/28/1949)
375.510	Reinsurance — rights and liabilities — insolvency. (8/28/1949)
375.520	Costs to be paid from deposits — amount. (8/28/1949)
375.530	Accounting among beneficiaries of foreign deposits. (8/28/1939)
375.532	Investment in debt of institution permitted, when. (8/28/2007)
375.534	Foreign governments or corporations, investment in permitted — conditions, requirements. (8/28/2015)
375.535	Director to issue charges when he believes assumption of additional risks financially hazardous — hearing — cease and desist order, when. (8/28/1967)
375.537	Impaired insurer, defined — duty to notify director — penalties for failure to notify. (1/1/2017)
375.539	Hazardous operation, discontinuation determination, standards for — issuance of order by director, hearing procedure. (8/28/2010)
375.570	Manner of commencing proceedings — petition, contents. (8/28/1992)
375.580	Issuance, service and return of process. (8/28/1992)
375.600	Pleadings and proceedings, general procedures — summary hearing, purpose — effect of nonattendance by defendant. (8/28/1992)
375.610	Hearing by the court, procedures — no continuances or discovery, exceptions. (8/28/1992)
375.620	Referee or master to hear and report — exceptions, filed by either party. (8/28/1992)
375.630	Examinations and statements, evidentiary effect — case to be decided, when — appeals — attorney fees, paid how. (8/28/1992)
375.640	Insurance director to take charge. (8/28/1992)
375.650	Title of assets to vest in director — special deputy receiver, appointment, duties. (8/28/1992)
375.660	Disposition of assets. (8/28/1992)
375.670	Allowance of demands — receiver to review claims against receivership. (8/28/1992)
375.710	Conflict of interests — power of court — trustees. (8/28/1992)
375.720	Penalty for failure or refusal to deliver assets to director. (1/1/2017)
375.740	Payment of expenses of proceedings. (8/28/1992)
375.750	Reports to court — payment of claims. (8/28/1992)
375.771	Citation of law. (8/28/1989)
375.772	Association, created — definitions. (8/28/2013)
375.773	Accounts, types of insurance — applicability of law. (8/28/2004)
375.774	Certificate of contribution, issued when, shown as asset by insurer, when — tax credit allowed to insurer, when — association exempt from taxes. (8/28/2004)
375.775	Association, powers and duties. (8/28/2013)
375.776	Board of directors, selection, terms — powers and duties. (8/28/2013)
375.777	Director, powers and duties. (8/28/2007)
375.778	Claims of insured, recovery, procedures — assignment of rights to association, when, extent of — stay of proceedings against insolvent insurer, when — records of insolvent insurer, access by board, when. (8/28/2004)
375.779	Immunity from liability, association and employees — unfair trade practice, using association protection as inducement to purchase policy. (8/28/2004)
375.780	Penalties for violation of this chapter. (8/28/2007)
375.786	Certificate of authority required — exceptions — acts which are deemed transaction of insurance business — penalty for transacting business without certificate of authority. (1/1/2017)
375.787	Complaint filed by director, when — injunction authorized. (8/28/1972)
375.788	Transaction of insurance business by unauthorized insurer, effect of. (8/28/1972)
375.789	Unauthorized company instituting court action must file bond or security and procure certificate of authority, exception. (8/28/1972)
375.790	Enforcement — foreign decree, qualified party, reciprocal states, defined. (8/28/1972)
375.791	Foreign insurance company admitted, when. (8/28/1967)
375.801	Renewal of certificate of authority, when — notice of refusal to renew (foreign company). (8/28/1967)
375.811	Application for certificate of authority, contents (foreign company). (8/28/1967)
375.821	Conditions to be met for certificate of authority (foreign company). (8/28/1967)
375.831	Certificate issued when all conditions met (foreign company). (8/28/1967)
375.841	Change of name by foreign or alien company, application for amended certificate, how made. (8/28/1967)
375.851	Amended articles, copy to be filed with director, effect of (foreign or alien company). (8/28/1967)
375.861	Foreign company survivor of merger, documents to be filed with director. (8/28/1967)
375.871	Admitted foreign company may withdraw, how. (8/28/1967)
375.881	Revocation or suspension of certificate of authority, when (foreign company). (8/28/2007)
375.891	Annual statement — reserves required, requirements in lieu of deposits (foreign company). (8/28/1967)
375.892	Foreign insurance companies to maintain deposits under trust agreement, amount — trust assets to be kept in United States — amendment to trust approved by director — trust agreement content. (8/28/1984)
375.901	Foreign companies shall transact business through licensed agents and brokers. (8/28/1989)
375.906	Foreign companies to appoint director to receive service — methods — penalty. (1/2/1979)
375.908	Nonresident insurer may become domestic insurer, procedure — director may promulgate rules. (8/28/1991)
375.911	Service on deputy director valid, when. (8/28/1967)
375.916	Retaliatory tax, how assessed and paid, exceptions — workers' compensation paid losses, how treated. (8/28/2011)
375.918	Underwriting, use of credit scores, no adverse action permitted — definitions — disclosures. (8/28/2002)
375.919	Use of language other than English permitted, when, disclosures — misrepresentation, penalty. (8/28/2002)
	POLICY FORMS
375.920	Policy form approval, disapproval — procedure. (8/28/1979)
375.921	Hearing on disapproval — action pending, effect on form. (8/28/1979)
375.922	Rules and regulations not authorized. (8/28/1979)
375.923	Exempt forms. (8/28/2008)
375.924	Contracts to contain address of insurer and notice of address change to be furnished insured, penalty, exception. (8/28/1994)
	UNFAIR PRACTICES AND FRAUDS
375.930	Citation of law — purpose — construction. (8/28/1991)
375.932	Definitions. (8/28/1991)
375.934	Unfair trade practices — conditions. (8/28/1991)
375.936	Unfair practices defined. (8/28/1991)
375.937	Lenders, duties — prohibited acts. (8/28/2004)
375.938	Director may investigate companies. (8/28/1991)
375.940	Procedure on charges or belief of unfair practices. (8/28/2007)
375.942	Administrative order for prohibited practices — penalty. (8/28/2007)
375.944	Judicial review — decree, order — additional evidence — finality of order, when. (8/28/1991)
375.945	Director's determination, judicial review. (8/28/1991)
375.946	Violation of desist order, penalty. (8/28/2007)
375.948	Additional powers of director — promulgation of rules. (8/28/1991)
	UNIFORM INSURER'S LIQUIDATION ACT
375.950	Definitions. (8/28/1992)
375.954	Director to be receiver, when — receiver has title to what, ancillary receivers have title to what, filing of order imparts notice — appointment of special deputies, compensation, payment. (6/16/1976)
375.958	Ancillary receiver, appointed when, entitled to what property, duties. (6/16/1976)
375.962	Delinquency proceeding in this state, claimants to file claims, with whom, when — controverted claims, proven where — effect of judgment in ancillary state. (6/16/1976)
375.966	Delinquency proceeding in another state, claimants to file claims, with whom, when — controverted claims, proven where — effect of judgment. (6/16/1976)
375.970	Preferred claims, how determined. (6/16/1976)
375.971	Definitions--federal home loan bank duties and procedures upon delinquency proceedings of insurer--member--receiver duties during delinquency proceedings. (8/28/2016)
375.974	Owners of special deposit claims, priority. (6/16/1976)
375.978	Secured claim, may file as general creditor, may resort to security, deficiency treated, how. (6/16/1976)
375.982	Limitation on bringing proceedings, certain liens void. (6/16/1976)
375.986	Receiver in reciprocal state may sue. (6/16/1976)
375.990	Severability clause — interpretation of sections 375.950 to 375.990. (8/28/1992)
	FRAUDULENT INSURANCE ACT
375.991	Fraudulent insurance act, committed, when — powers and duties of department — penalties. (1/1/2017)
375.992	Fraudulent claims for benefits — form — notice to department, when — procedure. (8/28/1990)
375.993	Department's papers, report, evidence not subject to public inspection or subpoena if part of investigation, release, when — no civil liability for filing reports or furnishing information. (8/28/2012)
375.994	Investigators to have power of subpoena — moneys, costs or fines to be deposited in insurance dedicated fund — powers of director for violations, penalties. (8/28/2007)
	SEX OR MARITAL STATUS DISCRIMINATION PROHIBITED
375.995	Sex or marital status discrimination as to benefits or coverage prohibited. (10/1/1986)
	UNFAIR CLAIMS SETTLEMENT PRACTICES
375.1000	Citation — purpose — construction. (8/28/1991)
375.1002	Definitions. (8/28/1991)
375.1005	Improper claims practice, conditions. (8/28/1991)
375.1007	Improper claims practices. (8/28/1993)
375.1009	Director may investigate. (8/28/1991)
375.1010	Director may initiate proceedings. (8/28/2007)
375.1012	Director's findings — cease and desist orders — penalty, suspension, revocation — appeal. (8/28/1991)
375.1014	Judicial review. (8/28/2007)
375.1016	Violation of cease and desist order. (8/28/2007)
375.1018	Director's powers additional to others — rules and regulations. (8/28/1991)
	AUDITED FINANCIAL REPORTS
375.1025	Definitions. (1/1/2019)
375.1028	Applicability — exemptions. (8/28/2009)
375.1030	Annual audit required, report filed, when — extensions granted, when — audit committee required, when. (8/28/2009)
375.1032	Audited financial report, contents — form. (8/28/2009)
375.1035	Accountant, name and address to be registered — letter, filed with director, contents — change of accountant, notice to director. (8/28/2009)
375.1037	Qualifications of accountant — limitation of number of years, when — approval by director — dispute resolution — accountant not recognized, when — exemption, when — preapproval for nonaudit services performed, when. (8/28/2009)
375.1038	Consolidated or combined financial statements permitted, when — worksheet , contents. (8/28/2009)
375.1040	Accountant's letter, contents. (8/28/2009)
375.1042	Audit of financial statement by independent accountant. (8/28/2009)
375.1045	Report of findings of accountant to insurer, contents. (8/28/2009)
375.1047	Unremediated material weaknesses to be furnished to director, requirements — insurer to communicate remedial actions taken. (8/28/2009)
375.1050	Workpapers, defined — availability to insurance examiners — confidentiality of. (8/28/2009)
375.1052	Temporary exemption, granted when — denial of, petition for hearing, procedures — schedule of compliance — effective date of requirements. (1/1/2019)
375.1053	Inapplicability of statute to foreign insurers — audit committee responsibilities, member qualifications — report required — waiver, when. (1/1/2019)
375.1054	Prohibited acts — violation, penalty. (8/28/2009)
375.1056	Report required by insurer, when, contents. (1/1/2019)
375.1057	Canadian and British insurers, special requirements. (8/28/2009)
375.1058	Internal audit function — exemption, when — requirements. (1/1/2019)
375.1060	Certification filed with annual statement, when — director shall promulgate rules, purpose. (8/28/1993)
375.1062	Severability. (8/28/1991)
	INVESTMENTS IN MEDIUM AND LOWER QUALITY OBLIGATIONS
375.1070	Inapplicability to certain insurers. (8/28/2015)
375.1072	Definitions. (8/28/2015)
375.1074	Limitation on investments, domestic insurers. (8/28/2015)
375.1075	Limitations on aggregate of medium or lower quality investments, requirements. (8/28/2007)
375.1078	Limitation on Canadian investments. (8/28/2015)
	RISK RETENTION GROUPS
375.1080	Definitions. (8/28/1991)
375.1082	Type of insurance allowed — annual statement, form — requirements for charter, contents of application. (8/28/1992)
375.1085	Nonresidents, requirements — requirements prior to operation — premium taxes, liability for — examination by director — policy application, required provisions — prohibited acts — penalties. (8/28/1992)
375.1087	Contributions to guaranty fund prohibited — guaranty fund to cover only specified risks. (8/28/1991)
375.1090	Purchasing group subject to insurance laws, exceptions. (8/28/1991)
375.1092	Purchasing group to notify director, contents — designation of director as agent for service of process, exceptions. (8/28/1992)
375.1095	Insurance purchased by purchasing group, requirements. (8/28/1991)
375.1097	Premium taxes, payment of. (8/28/1991)
375.1100	Powers of director. (8/28/1991)
375.1102	Broker required for purchase of insurance — nonresident broker acceptable — notice to insured, contents. (8/28/1991)
375.1105	Hazardous financial condition of group, prohibited from selling insurance, when — director may establish rules. (8/28/1991)
	REINSURANCE INTERMEDIARY ACT
375.1110	Citation of law. (7/1/1992)
375.1112	Definitions. (7/1/1992)
375.1115	Reinsurance intermediary, license issued by director — requirements — attorneys exempt from requirements. (7/1/1992)
375.1117	Transactions between insurer and broker, written authorization required — contents. (7/1/1992)
375.1120	Records to be maintained by broker, duration — contents. (7/1/1992)
375.1122	Insurer's use of broker, restrictions — financial condition statement required. (7/1/1992)
375.1125	Transactions between manager and insurer, written contract required, contents — records to be maintained by manager, contents. (7/1/1992)
375.1127	Reinsurance manager, prohibited acts. (7/1/1992)
375.1130	Insurer's use of manager, restrictions — financial condition statement required. (7/1/1992)
375.1132	Examination of reinsurance manager, director may conduct. (7/1/1992)
375.1135	Penalties, director may assess, procedures. (8/28/2007)
375.1137	Application fee, reinsurance intermediary license — renewal. (7/1/1992)
375.1140	Effective date. (7/1/1992)
	INSURERS SUPERVISION, REHABILITATION AND LIQUIDATION ACT
375.1150	Citation of law — applicability. (8/28/1991)
375.1152	Definitions. (8/28/2010)
375.1154	Delinquency proceeding, director to initiate — law to govern proceedings — situs of insurer and property this state, when — venue. (8/28/1991)
375.1155	Receiver may petition for injunctions, restraining orders — purposes — delinquency proceeding does not stay other rights and enforcement. (8/28/2010)
375.1156	Cooperation with receiver and director required — penalty. (8/28/2007)
375.1158	Provisions apply prospectively, exceptions — restrictions on insurer in delinquency proceeding. (8/28/1992)
375.1160	Administrative supervision by director, procedures, allowed when — proceedings confidential, exceptions — powers of administrative supervisor — penalties for violations — director may adopt rules — immunity from liability for director and employees. (8/28/2007)
375.1161	Violations, penalties. (8/28/2007)
375.1162	Director may order activities to prevent delinquency proceeding. (8/28/1991)
375.1164	Seizure order, director may petition for, when — effects. (8/28/1992)
375.1165	Rehabilitation of insurer, director may petition, when — grounds. (8/28/1991)
375.1166	Director to serve as rehabilitator — duties — periodic accounting required — immunity, when. (8/28/1992)
375.1168	Director may appoint special deputies, powers — rehabilitation procedures — criminal conduct of party, power of director — advisory committee may be appointed, when. (8/28/1991)
375.1170	Stay of other pending actions, duration — statute of limitations not to run. (8/28/1991)
375.1172	Records deemed public, when — exceptions. (8/28/1992)
375.1174	Director may petition for liquidation, grounds — termination of rehabilitation proceedings, when, effect. (8/28/1991)
375.1175	Grounds for liquidation — voluntary dissolution and liquidation, conditions. (8/3/2010)
375.1176	Director to be liquidator — powers and duties — special deputy may be appointed, powers — effect of liquidation — order for, issued when — plan for continued operation during appeal, contents — penalty for interference with records or property. (1/1/2017)
375.1178	Life and health policies, termination of, when. (8/28/1991)
375.1180	Dissolution order, director may petition for — effect. (8/28/1991)
375.1182	Powers of liquidator — insureds may purchase extended period to report claims, when, limitations — liquidator and employees deemed officers of the court. (8/28/1992)
375.1183	Reinsurance contracts by insurers placed in conservation, rehabilitation, or liquidation — disposition of. (8/28/2024)
375.1184	Contracts and leases of insurer, liquidator may disaffirm — procedures — liability of liquidator, how calculated. (8/28/1991)
375.1185	Notices provided by liquidator, procedures. (8/28/1991)
375.1186	Agent of insurer, duty to provide information to liquidator — penalty. (8/28/1991)
375.1188	Stay of other actions — liquidator may bring certain actions, when. (8/28/1991)
375.1190	List of insurer's assets to be prepared — filing — not needed, when. (8/28/1991)
375.1191	Netting agreements and qualified financial contracts, exercise of certain rights and acts not to be prohibited — termination of netting agreement, transfer of amount owed, receiver's duties — applicability of statute. (8/28/2010)
375.1192	Fraudulent and voidable transfers — requirements — effects. (8/28/1991)
375.1194	Transfer of real property not voidable, when. (8/28/1991)
375.1195	Preference, voidable when, how recovered — liens, voidable when, procedure — liability of officers for granting preferences. (8/28/1991)
375.1196	Claims of creditor, surrender of preference required. (8/28/1991)
375.1198	Mutual credits or debts, setoffs allowed — exceptions. (8/28/2004)
375.1200	Report to court by liquidator, when, contents — assessment against members, court to compute an order, when. (8/28/1991)
375.1202	Reinsurers, amounts recoverable not reduced due to delinquency proceedings — exceptions. (8/28/2002)
375.1204	Payment of unearned premiums required — violation, penalties. (8/28/2007)
375.1205	Distribution of assets, liquidator shall apply for, when — contents — notice provisions. (8/28/1999)
375.1206	Proof of claim, filed when — effect of late filing. (8/28/1992)
375.1208	Form of proof of claim — liquidator may request additional information — effect of incomplete information. (8/28/1991)
375.1210	Contingent claims, allowed when, exceptions. (8/28/1991)
375.1212	Third party claims for actions against insureds, filed how — procedures. (8/28/1991)
375.1214	Denial of claim — appeal procedure. (8/28/1991)
375.1215	Subrogated claim, allowed when. (8/28/1991)
375.1216	Valuation of security, procedure. (8/28/1991)
375.1218	Classes of claims — priority of distribution. (8/28/2018)
375.1219	Claims allocated to separate account not chargeable with liabilities, when — treated as class 2 claim, when. (8/28/1993)
375.1220	Claim disputes — duty of liquidator — estimates allowed, when — commutation and release. (8/28/2004)
375.1222	Payment of claims — duties of liquidator. (8/28/1992)
375.1224	Unclaimed funds, deemed unclaimed property — effect. (8/28/1992)
375.1225	Discharge of liquidator, when. (8/28/1992)
375.1226	Reopening of proceedings, when. (8/28/1992)
375.1228	Records may be destroyed after discharge, exceptions. (8/28/1991)
375.1230	Audit of receivership may be ordered, when. (8/28/1991)
375.1232	Foreign insurers, director may petition to act as conservator, procedures — court may issue order — termination of conservatorship, application for. (8/28/1991)
375.1234	Foreign insurers, petition to liquidate assets, grounds — granted when — effects. (8/28/1991)
375.1235	Reciprocal state, powers and duties of domiciliary liquidator — nonreciprocal state, duties of director — claims filed, where. (8/28/1991)
375.1236	Ancillary receiver, director may be appointed as — powers and duties. (8/28/1992)
375.1238	Power of director to institute proceedings, when. (8/28/1992)
375.1240	Nonresident claims, filed where. (8/28/1991)
375.1242	Proof of claims, nonresident insurer — procedures. (8/28/1991)
375.1244	Stay of actions during liquidation proceedings. (8/28/1991)
375.1245	Priority of nonresident claims, reciprocal states — special deposits, priority. (8/28/1991)
375.1246	Nonresident ancillary receiver, claims filed with — priority. (8/28/1991)
	RISK-BASED CAPITAL REPORTS
375.1250	Definitions. (8/28/2014)
375.1252	RBC report, filed when — contents — formula, how determined — adjusted RBC report required, when. (8/28/2014)
375.1255	Company action level event, occurrence of, when — effect, duties of insurer or health organization — plan to be submitted, approval of, revision of, when — copies filed with all states in which insurer is authorized to transact business. (8/28/2014)
375.1257	Regulatory action level event, occurrence of, when — director's duties, corrective actions — plan to be submitted by insurer — or health organization. (8/28/2014)
375.1260	Authorized control level event, occurrence of, when — effect, duties of director. (8/28/2014)
375.1262	Mandatory control level event, occurrence of, when — effect, duties of director. (8/28/2014)
375.1265	Hearing, insurer's right to, when — procedures — judicial review of order, exceptions. (8/28/2014)
375.1267	Reports and plans confidential — RBC levels are regulatory tool, limitation on use. (8/28/2014)
375.1269	Provisions of law supplemental to other insurance laws — rules and regulations, authority — exemption of property — immunity from liability. (8/28/2014)
375.1270	Foreign insurers to submit RBC report to director, when — plan, submission of, when — powers of director. (8/28/2014)
375.1272	Notices, effective when. (8/28/2014)
375.1275	RBC reports for calendar year 1993, requirements — RBC reports for 1996, requirements — 2014 filings for health organizations. (1/1/2025)
375.1275	RBC reports for calendar year 1993, requirements — RBC reports for 1996, requirements — not applicable, when — 2014 filings for health organizations. (8/28/2014)
	ASSUMPTION REINSURANCE AGREEMENTS
375.1280	Scope of law. (8/28/1993)
375.1282	Application of law — not applicable, when. (8/28/1993)
375.1285	Definitions. (8/28/1993)
375.1287	Notice of transfer, form, contents, filing with director, when — prior approval required, period for approval, factors for director to consider in reviewing request — penalty for violation. (1/1/2017)
375.1290	Policyholder's right to reject, procedures — second and third notices, when — response deemed received, when. (8/28/1993)
375.1292	Consent to transfer, effect. (8/28/1993)
375.1294	Hazardous financial condition of transferring insurer, automatic transfer, when. (8/28/1993)
375.1295	Effective date — application dates. (8/28/1993)
	GENETIC INFORMATION AND DOMESTIC VIOLENCE
375.1300	Definitions. (8/28/1998)
375.1303	Genetic testing by insurer, limitations — penalty — health plan, defined. (8/28/1998)
375.1306	Genetic information, prohibited uses by employers — penalty for violation. (8/28/2007)
375.1309	Confidentiality of genetic information, exceptions — penalty for violation. (8/28/2007)
375.1312	Domestic violence, status as a victim not to be used by insurer — definitions — penalty — innocent coinsured, benefits paid, when. (8/28/2013)
	MARKETING WITH ILLUSTRATIONS
375.1500	Sections 375.1500 to 375.1527 apply to life insurance policies, exceptions. (8/28/1998)
375.1503	Definitions. (8/28/1998)
375.1506	Policies marketed without an illustration, notice to department — illustration requirements — quotation required, when. (8/28/1998)
375.1509	Life insurance illustration, label, contents, use in sales presentation, interest rates. (8/28/1998)
375.1512	Basic illustration, requirements, contents. (8/28/1998)
375.1515	Supplemental illustrations permitted, when — notice required. (8/28/1998)
375.1518	Use of basic illustration at time of sale of policy, revised illustration — illustration provided at time of policy delivery, certification, acknowledgment — illustrations sent by mail, requirements — copies to be retained, when — policy summary not required, when. (8/28/1999)
375.1521	Annual report to policy owner, contents. (8/28/1998)
375.1524	Illustration actuaries, qualifications, duties — annual certification. (8/28/1998)
375.1527	Violation of sections 375.1500 to 375.1527, penalties. (8/28/1998)
375.1530	Application of sections 375.1500 to 375.1527. (8/28/1998)
	DENIAL OF CLAIM
375.1575	Denial of claim, disclosure by applicant not required. (8/28/2001)
	LARGE DEDUCTIBLE COVERED CLAIMS OF INSOLVENT WORKERS' COMPENSATION INSURERS
375.1605	Insolvent insurers, claims to be handled by guaranty association — definitions — payment of claims, reimbursement — receiver obligations and utilization of collateral. (9/14/2016)
	DRAM SHOP LIABILITY COVERAGE
375.1730	Costs of coverage reported to department — rates. (8/28/2002)
	VENUE
375.1800	Residency of insurance companies, domestic and foreign. (8/28/2019)
375.1803	Court actions against insurance company, venue where — inapplicability, when. (8/28/2019)
375.1806	Uninsured and underinsured motorist coverage, venue, where. (8/28/2019)

- Cross References
	All license, permit and certificate applications shall contain the Social Security number of the applicant, 324.024
	Bonds of political subdivisions, lawful security, when, 108.290
	Buyer's guide or policy summary, agent's failure to deliver, penalty, 376.710
	Farm Loan Act bonds, lawful security, 362.175
	Information to be furnished on applicants or recipients of public assistance, duties, penalty, 660.325 to 660.355
	Military service, exemption from certification requirements, 41.950
	National Housing Act bonds, lawful security, 362.190
	Refusal to grant license, hearing by administrative hearing commission, procedure, 621.120
	Risk management associations, higher education, institutions, 176.500 to 176.540
	Tax credit for new or expanding businesses insurance companies exempt from employee requirements and retaliatory tax, 135.225
	Wage continuation plans exempt from insurance laws, 354.175
	Workers' compensation insurance, Chap. 287