| LEGAL TENDER | |||
| 408.010 | Silver a legal tender. (8/28/1939) |
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| INTEREST | |||
| 408.015 | Definitions. (3/1/2011) |
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| 408.020 | When no rate of interest is agreed upon, nine percent allowed as legal ... (8/28/1979) |
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| 408.030 | Interest, maximum rate allowed — penalty for overcharge, limitation on ... (7/3/1979) |
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| 408.031 | Fee in lieu of interest may be charged on loan — exception. (8/28/1979) |
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| 408.032 | Recording fees. (8/28/2004) |
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| 408.035 | Unlimited interest, when allowed. (6/24/1997) |
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| 408.036 | Prepayment penalty by lender prohibited, exception — maximum permitted, ... (8/28/1998) |
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| 408.040 | Interest on judgments, how regulated — prejudgment interest allowed when, ... (1/15/2015) |
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| 408.050 | Excess interest paid recoverable with costs and attorney fee. (8/28/1939) |
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| 408.052 | Points prohibited, exception — penalties for illegal points — violation a ... (7/10/2012) |
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| 408.060 | Defendant may plead usury — judgment, how rendered — corporations cannot ... (8/28/1939) |
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| 408.070 | Usurious interest — security agreement invalid. (8/28/1965) |
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| 408.080 | Interest may be paid on interest — compounding limited to once a month — ... (8/28/1992) |
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| 408.081 | Validity of certain existing contract not to be affected, when. (8/28/1992) |
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| 408.083 | Credit contracts, prepayment before maturity, computation of interest. (7/1/2003) |
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| 408.090 | Demand loans where only securities are pledged not subject to usury laws. (8/28/1974) |
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| 408.092 | Attorney fees, enforcement of credit agreements, limitations. (8/28/1997) |
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| 408.095 | Charging interest of more than two percent per month a misdemeanor, exceptions. (1/9/1975) |
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| 408.096 | Loan arrangement, excess fee prohibited for certain transactions — penalty. (8/28/1979) |
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| INTEREST ON SMALL LOANS | |||
| 408.100 | Applicability of section — rate of interest. (8/28/1998) |
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| 408.105 | Precomputed loans, extensions, fee, limitations. (8/28/1985) |
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| 408.110 | Short title — applicability of sections 408.120 to 408.190. (8/28/1996) |
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| 408.120 | Interest computed and paid, how. (8/28/1981) |
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| 408.130 | Borrower to receive statement of contract — contents — prepayment effect — ... (8/28/1994) |
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| 408.140 | Additional charges or fees prohibited, exceptions — no finance charges if ... (8/28/2017) |
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| 408.145 | Fees for credit cards issued in contiguous states. (1/1/1999) |
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| 408.150 | Lender can not receive excess interest — failure by lender to return excess ... (8/28/1982) |
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| 408.160 | False advertising prohibited. (8/28/1951) |
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| 408.170 | Contracts paid in full before due date — recomputations of interest — ... (7/1/2003) |
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| 408.175 | Interest rate when maturity of note or contract accelerated. (8/28/1959) |
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| 408.178 | Deferral of monthly loan payments, fee authorized for certain loans. (8/28/2004) |
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| 408.180 | Authority of director to verify interest rates charged. (8/28/1951) |
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| 408.190 | Certain loans exempt from sections 408.120 to 408.180, and 408.200. (8/28/2004) |
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| 408.193 | Credit cards, no derogatory reports to credit agencies for carrying a zero ... (1/1/1999) |
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| 408.200 | Borrower not to be indebted on two or more contracts with same lender, when. (8/28/1998) |
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| 408.210 | Assignment of wages or compensation — excess over loan deemed interest. (8/28/1951) |
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| 408.213 | Changes to certain sections remedial only. (8/28/2004) |
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| SECOND MORTGAGE LOANS | |||
| 408.231 | Definitions. (8/28/1994) |
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| 408.232 | Rates and terms. (8/28/2004) |
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| 408.233 | Additional charges authorized. (8/28/2011) |
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| 408.234 | Minimum amount of loan — collateral — prepayment rights, method of computation. (8/28/2000) |
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| 408.235 | Director may examine certain lenders. (8/28/1994) |
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| 408.236 | Recovery of interest barred, when, exceptions — actions taken or omitted in ... (8/28/1994) |
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| 408.237 | Applicability of sections 408.231 to 408.241. (8/28/1994) |
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| 408.240 | Penalties — actions taken or omitted in reliance on written interpretation ... (8/28/1994) |
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| 408.241 | Prepayment fee, second mortgage loans, allowed when. (3/7/1991) |
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| RETAIL CREDIT SALES | |||
| 408.250 | Definitions. (3/1/2011) |
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| 408.260 | Time contract, how executed — required contents — additional notes to cut ... (8/28/1975) |
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| 408.270 | Retail time contracts negotiated by mail — delivery unnecessary — notice of ... (8/28/1961) |
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| 408.280 | Insurance purchased to secure retail time contract, regulation. (8/28/1989) |
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| 408.290 | Retail charge agreement — form — delivery to buyer — contents. (8/28/1975) |
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| 408.300 | Time charges, amount authorized on retail time contracts — retail charge ... (8/28/2011) |
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| 408.310 | Assignments of retail time contracts and charge agreements — notice to ... (8/28/1961) |
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| 408.320 | Buyer may pay retail time contract debt before maturity — refund of charges. (7/1/2003) |
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| 408.330 | Delinquency and collection charges permitted — insurance premium in lieu of ... (8/28/2017) |
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| 408.340 | Applicability to prior transactions. (8/28/1961) |
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| 408.350 | Waiver of provisions void. (8/28/1961) |
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| 408.360 | Citation of law. (8/28/1961) |
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| 408.365 | Acceleration clauses, repossession or confession of judgment by power of ... (8/28/1975) |
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| 408.370 | Violation, penalty — effect on time and other charges — correction. (8/28/1975) |
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| 408.375 | Retail installment agreement, deemed signed or accepted, when. (8/28/1998) |
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| 408.380 | Sale of certain financial products and plans associated with certain loan ... (8/28/2011) |
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| BUYER'S DEFENSES AGAINST HOLDER OF CREDIT INSTRUMENT | |||
| 408.400 | Definitions. (8/28/1983) |
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| 408.405 | Defenses or setoffs arising from transaction good against holder of ... (8/28/1974) |
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| 408.410 | Exempt transactions. (8/28/1974) |
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| 408.415 | Chapter 400 is modified by provisions of sections 408.400 to 408.415. (8/28/1974) |
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| 408.455 | Variable rate agreements subject to certain provisions. (8/28/2003) |
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| LENDERS OF UNSECURED LOANS OF $500 OR LESS | |||
| 408.500 | Unsecured loans of five hundred dollars or less, licensure of lenders, ... (8/28/2015) |
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| 408.505 | Term of loans, charges permitted, repayment, return check charge. (8/28/2002) |
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| 408.506 | Report to the general assembly, contents. (8/28/2002) |
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| 408.510 | Licensure of consumer installment lenders — interest and fees allowed. (8/28/2002) |
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| 408.512 | Loans by traditional installment loan lenders. (10/10/2014) |
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| LOAN DISCRIMINATION | |||
| 408.550 | Discrimination prohibited — damages recoverable. (8/28/1979) |
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| DEFAULTS | |||
| 408.551 | Applicability of sections 408.551 to 408.562 — credit transaction defined. (8/28/1998) |
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| 408.552 | Enforceability of default provisions. (8/28/1979) |
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| 408.553 | Recovery limitation. (8/28/1979) |
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| 408.554 | Notice of default, contents, form, delivery. (8/28/1992) |
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| 408.555 | Acceleration, repossession and cancellation restricted — required ... (8/28/2006) |
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| 408.556 | Actions arising from default, contents of petition — default judgment ... (8/28/2002) |
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| 408.557 | Notice required before deficiency action may be commenced. (8/28/2002) |
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| 408.558 | Security interests not to be taken, when. (8/28/1979) |
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| 408.560 | Unenforceable provisions in note or credit contract. (8/28/1979) |
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| 408.562 | Damages recoverable for violation. (8/28/1979) |
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| RESIDENTIAL REAL ESTATE LOANS | |||
| 408.570 | Definitions. (8/28/2008) |
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| 408.575 | Denial of loans prohibited, when, reasons for. (1/1/1980) |
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| 408.580 | Applications to be accepted — written reasons for rejection required — ... (8/28/1995) |
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| 408.585 | Limitation on requirements of sections 408.570 to 408.600. (1/1/1980) |
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| 408.590 | Division directors, report to governor and department director, contents. (8/28/2013) |
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| 408.595 | Financial institutions to make other annual report, contents. (1/1/1980) |
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| 408.600 | Division directors to enforce provisions of sections 408.570 to 408.600 — ... (8/28/2013) |
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| RIGHT TO FINANCIAL PRIVACY ACT | |||
| 408.675 | Citation of law — definitions. (8/28/1989) |
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| 408.677 | Government access to records, when — requirements. (8/28/1989) |
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| 408.680 | Financial institution may not disclose, exceptions, requirements. (8/28/1989) |
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| 408.682 | Customer authorization, requirements. (8/28/1989) |
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| 408.683 | Subpoena, government may obtain records with, when — procedure — notice ... (8/28/1989) |
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| 408.685 | Delay of notice, allowed when — postdisclosure notice, form of. (8/28/1989) |
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| 408.686 | Challenge to subpoena — procedure, appeals. (8/28/1989) |
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| 408.687 | Financial institution to assemble records upon subpoena — delivery of ... (8/28/1989) |
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| 408.689 | Transfer of records to additional agency, allowed when — notice. (8/28/1989) |
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| 408.690 | Nonprohibited disclosure activities. (8/28/1989) |
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| 408.692 | Law not applicable to government authority, when — procedure. (8/28/1989) |
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| 408.693 | Fee paid to financial institution, amount, how determined. (8/28/1989) |
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| 408.695 | Statute of limitations. (8/28/1989) |
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| 408.696 | Civil liability for violation, amount — disciplinary action against agency ... (8/28/1989) |
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| 408.697 | Injunctive relief, allowed when. (8/28/1989) |
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| 408.699 | Statute of limitations, tolled when. (8/28/1989) |
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| 408.700 | Subpoena issued under authority of grand jury, records, use of. (8/28/1989) |
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| SAVINGS PROMOTION | |||
| 408.800 | Definitions. (8/28/2016) |
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| 408.805 | Savings promotion program authorized, conditions. (8/28/2016) |
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| 408.810 | Compliance with federal American Savings Promotion Act. (8/28/2016) |
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| 408.815 | Programs not gambling, gaming, lottery, raffle, or sweepstake. (8/28/2016) |
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| - Cross References | |
|---|---|
| Annual interest rate for department of revenue to be calculated by state treasurer, 32.068, 32.069 | |
| Credit cards accepted for payment of taxes and fees by department of revenue, charge for card use, when, 32.063 | |
| Loan brokers, advance fees prohibited, 367.305 | |
| Pawnbroker loans, interest rate, 367.021 | |
| Persons, firms and corporations not subject to administrative penalties for acts performed in reliance on written interpretations of this chapter by division of finance, 361.729 | |
| Regulation of small loans, 367.100 to 367.215 | |
| Retail credit financing institutions, Chap. 364 | |
| Written interpretations of this chapter, reliance upon as defense to administrative action, 361.729 | |
Official site for the Revised Statutes of Missouri
>> 2019 Supplement Available <<
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8 Dec 2019 03:57
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