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LEGAL TENDER |
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408.010
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Silver a legal tender. (8/28/1939) |
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INTEREST |
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408.015
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Definitions. (3/1/2011) |
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408.020
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When no rate of interest is agreed upon, nine percent allowed as legal ... (8/28/1979) |
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408.030
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Interest, maximum rate allowed — penalty for overcharge, limitation on ... (7/3/1979) |
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408.031
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Fee in lieu of interest may be charged on loan — exception. (8/28/1979) |
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408.032
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Recording fees. (8/28/2004) |
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408.035
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Unlimited interest, when allowed. (8/28/2024) |
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408.036
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Prepayment penalty by lender prohibited, exception — maximum permitted, ... (8/28/1998) |
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408.040
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Interest on judgments, how regulated — prejudgment interest allowed when, ... (1/15/2015) |
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408.050
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Excess interest paid recoverable with costs and attorney fee. (8/28/1939) |
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408.052
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Points prohibited, exception — penalties for illegal points — violation a ... (7/10/2012) |
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408.060
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Defendant may plead usury — judgment, how rendered — corporations cannot ... (8/28/1939) |
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408.070
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Usurious interest — security agreement invalid. (8/28/1965) |
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408.080
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Interest may be paid on interest — compounding limited to once a month — ... (8/28/1992) |
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408.081
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Validity of certain existing contract not to be affected, when. (8/28/1992) |
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408.083
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Credit contracts, prepayment before maturity, computation of interest. (7/1/2003) |
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408.090
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Demand loans where only securities are pledged not subject to usury laws. (8/28/1974) |
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408.092
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Attorney fees, enforcement of credit agreements, limitations. (8/28/1997) |
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408.095
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Charging interest of more than two percent per month a misdemeanor, exceptions. (1/9/1975) |
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408.096
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Loan arrangement, excess fee prohibited for certain transactions — penalty. (8/28/1979) |
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INTEREST ON SMALL LOANS |
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408.100
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Applicability of section — rate of interest. (8/28/2021) |
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408.105
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Precomputed loans, extensions, fee, limitations. (8/28/1985) |
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408.110
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Short title — applicability of sections 408.120 to 408.190. (8/28/1996) |
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408.120
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Interest computed and paid, how. (8/28/1981) |
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408.130
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Borrower to receive statement of contract — contents — prepayment effect — ... (8/28/1994) |
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408.140
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Additional charges or fees prohibited, exceptions — no finance charges if ... (8/28/2024) |
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408.145
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Credit cards issued in contiguous states, terms and conditions — definitions. (8/28/2023) |
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408.150
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Lender can not receive excess interest — failure by lender to return excess ... (8/28/1982) |
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408.160
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False advertising prohibited. (8/28/1951) |
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408.170
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Contracts paid in full before due date — recomputations of interest — ... (7/1/2003) |
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408.175
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Interest rate when maturity of note or contract accelerated. (8/28/1959) |
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408.178
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Deferral of monthly loan payments, fee authorized for certain loans. (8/28/2021) |
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408.180
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Authority of director to verify interest rates charged. (8/28/1951) |
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408.190
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Certain loans exempt from sections 408.120 to 408.180, and 408.200. (8/28/2004) |
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408.193
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Credit cards, no derogatory reports to credit agencies for carrying a zero ... (1/1/1999) |
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408.200
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Borrower not to be indebted on two or more contracts with same lender, when. (8/28/1998) |
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408.210
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Assignment of wages or compensation — excess over loan deemed interest. (8/28/1951) |
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408.213
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Changes to certain sections remedial only. (8/28/2004) |
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SECOND MORTGAGE LOANS |
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408.231
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Definitions. (8/28/1994) |
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408.232
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Rates and terms. (8/28/2004) |
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408.233
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Additional charges authorized. (8/28/2021) |
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408.234
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Collateral — prepayment rights, method of computation. (8/28/2021) |
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408.235
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Director may examine certain lenders. (8/28/1994) |
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408.236
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Recovery of interest barred, when, exceptions — actions taken or omitted in ... (8/28/1994) |
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408.237
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Applicability of sections 408.231 to 408.241. (8/28/1994) |
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408.240
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Penalties — actions taken or omitted in reliance on written interpretation ... (8/28/1994) |
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408.241
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Prepayment fee, second mortgage loans, allowed when. (3/7/1991) |
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RETAIL CREDIT SALES |
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408.250
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Definitions. (8/28/2021) |
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408.260
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Time contract, how executed — required contents — additional notes to cut ... (8/28/1975) |
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408.270
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Retail time contracts negotiated by mail — delivery unnecessary — notice of ... (8/28/1961) |
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408.280
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Insurance purchased to secure retail time contract, regulation. (8/28/1989) |
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408.290
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Retail charge agreement — form — delivery to buyer — contents. (8/28/1975) |
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408.300
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Time charges, amount authorized on retail time contracts — retail charge ... (8/28/2011) |
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408.310
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Assignments of retail time contracts and charge agreements — notice to ... (8/28/1961) |
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408.320
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Buyer may pay retail time contract debt before maturity — refund of charges. (7/1/2003) |
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408.330
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Delinquency and collection charges permitted — insurance premium in lieu of ... (8/28/2017) |
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408.340
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Applicability to prior transactions. (8/28/1961) |
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408.350
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Waiver of provisions void. (8/28/1961) |
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408.360
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Citation of law. (8/28/1961) |
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408.365
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Acceleration clauses, repossession or confession of judgment by power of ... (8/28/1975) |
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408.370
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Violation, penalty — effect on time and other charges — correction. (8/28/1975) |
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408.375
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Retail installment agreement, deemed signed or accepted, when. (8/28/1998) |
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408.380
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Sale of certain financial products and plans associated with certain loan ... (8/28/2011) |
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BUYER'S DEFENSES AGAINST HOLDER OF CREDIT INSTRUMENT |
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408.400
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Definitions. (8/28/1983) |
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408.405
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Defenses or setoffs arising from transaction good against holder of ... (8/28/1974) |
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408.410
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Exempt transactions. (8/28/1974) |
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408.415
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Chapter 400 is modified by provisions of sections 408.400 to 408.415. (8/28/1974) |
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408.455
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Variable rate agreements subject to certain provisions. (8/28/2003) |
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LENDERS OF UNSECURED LOANS OF $500 OR LESS |
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408.500
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Unsecured loans of five hundred dollars or less, licensure of lenders, ... (8/28/2023) |
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408.505
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Term of loans, charges permitted, repayment, return check charge. (8/28/2002) |
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408.506
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Report to the general assembly, contents. (8/28/2002) |
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408.510
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Licensure of consumer installment lenders — interest and fees allowed. (8/28/2002) |
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408.512
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Loans by traditional installment loan lenders. (8/28/2020) |
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LOAN DISCRIMINATION |
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408.550
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Discrimination prohibited — damages recoverable. (8/28/1979) |
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DEFAULTS |
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408.551
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Applicability of sections 408.551 to 408.562 — credit transaction defined. (8/28/1998) |
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408.552
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Enforceability of default provisions. (8/28/1979) |
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408.553
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Recovery limitation. (8/28/2021) |
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408.554
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Notice of default, contents, form, delivery. (8/28/2021) |
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408.555
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Acceleration, repossession and cancellation restricted — required ... (8/28/2006) |
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408.556
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Actions arising from default, contents of petition — default judgment ... (8/28/2002) |
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408.557
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Notice required before deficiency action may be commenced. (8/28/2002) |
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408.558
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Security interests not to be taken, when. (8/28/1979) |
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408.560
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Unenforceable provisions in note or credit contract. (8/28/1979) |
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408.562
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Damages recoverable for violation. (8/28/1979) |
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RESIDENTIAL REAL ESTATE LOANS |
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408.570
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Definitions. (8/28/2008) |
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408.575
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Denial of loans prohibited, when, reasons for. (1/1/1980) |
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408.580
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Applications to be accepted — written reasons for rejection required — ... (8/28/1995) |
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408.585
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Limitation on requirements of sections 408.570 to 408.600. (1/1/1980) |
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408.590
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Division directors, report to governor and department director, contents. (8/28/2013) |
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408.595
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Financial institutions to make other annual report, contents. (1/1/1980) |
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408.600
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Division directors to enforce provisions of sections 408.570 to 408.600 — ... (8/28/2013) |
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RIGHT TO FINANCIAL PRIVACY ACT |
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408.675
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Citation of law — definitions. (8/28/1989) |
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408.677
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Government access to records, when — requirements. (8/28/1989) |
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408.680
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Financial institution may not disclose, exceptions, requirements. (8/28/1989) |
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408.682
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Customer authorization, requirements. (8/28/1989) |
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408.683
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Subpoena, government may obtain records with, when — procedure — notice ... (8/28/1989) |
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408.685
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Delay of notice, allowed when — postdisclosure notice, form of. (8/28/1989) |
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408.686
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Challenge to subpoena — procedure, appeals. (8/28/1989) |
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408.687
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Financial institution to assemble records upon subpoena — delivery of ... (8/28/1989) |
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408.689
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Transfer of records to additional agency, allowed when — notice. (8/28/1989) |
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408.690
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Nonprohibited disclosure activities. (8/28/1989) |
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408.692
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Law not applicable to government authority, when — procedure. (8/28/1989) |
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408.693
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Fee paid to financial institution, amount, how determined. (8/28/1989) |
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408.695
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Statute of limitations. (8/28/1989) |
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408.696
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Civil liability for violation, amount — disciplinary action against agency ... (8/28/1989) |
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408.697
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Injunctive relief, allowed when. (8/28/1989) |
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408.699
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Statute of limitations, tolled when. (8/28/1989) |
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408.700
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Subpoena issued under authority of grand jury, records, use of. (8/28/1989) |
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SAVINGS PROMOTION |
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408.800
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Definitions. (8/28/2016) |
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408.805
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Savings promotion program authorized, conditions. (8/28/2016) |
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408.810
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Compliance with federal American Savings Promotion Act. (8/28/2016) |
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408.815
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Programs not gambling, gaming, lottery, raffle, or sweepstake. (8/28/2016) |
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