Title XXVI TRADE AND COMMERCE
Chapter 408 Legal Tender and Interest408.015 | Definitions. (3/1/2011) | ||
408.020 | When no rate of interest is agreed upon, nine percent allowed as legal ... (8/28/1979) | ||
408.030 | Interest, maximum rate allowed — penalty for overcharge, limitation on ... (7/3/1979) | ||
408.031 | Fee in lieu of interest may be charged on loan — exception. (8/28/1979) | ||
408.032 | Recording fees. (8/28/2004) | ||
408.035 | Unlimited interest, when allowed. (8/28/2024) | ||
408.036 | Prepayment penalty by lender prohibited, exception — maximum permitted, ... (8/28/1998) | ||
408.040 | Interest on judgments, how regulated — prejudgment interest allowed when, ... (1/15/2015) | ||
408.050 | Excess interest paid recoverable with costs and attorney fee. (8/28/1939) | ||
408.052 | Points prohibited, exception — penalties for illegal points — violation a ... (7/10/2012) | ||
408.060 | Defendant may plead usury — judgment, how rendered — corporations cannot ... (8/28/1939) | ||
408.070 | Usurious interest — security agreement invalid. (8/28/1965) | ||
408.080 | Interest may be paid on interest — compounding limited to once a month — ... (8/28/1992) | ||
408.081 | Validity of certain existing contract not to be affected, when. (8/28/1992) | ||
408.083 | Credit contracts, prepayment before maturity, computation of interest. (7/1/2003) | ||
408.090 | Demand loans where only securities are pledged not subject to usury laws. (8/28/1974) | ||
408.092 | Attorney fees, enforcement of credit agreements, limitations. (8/28/1997) | ||
408.095 | Charging interest of more than two percent per month a misdemeanor, exceptions. (1/9/1975) | ||
408.096 | Loan arrangement, excess fee prohibited for certain transactions — penalty. (8/28/1979) | ||
408.100 | Applicability of section — rate of interest. (8/28/2021) | ||
408.105 | Precomputed loans, extensions, fee, limitations. (8/28/1985) | ||
408.110 | Short title — applicability of sections 408.120 to 408.190. (8/28/1996) | ||
408.120 | Interest computed and paid, how. (8/28/1981) | ||
408.130 | Borrower to receive statement of contract — contents — prepayment effect — ... (8/28/1994) | ||
408.140 | Additional charges or fees prohibited, exceptions — no finance charges if ... (8/28/2024) | ||
408.145 | Credit cards issued in contiguous states, terms and conditions — definitions. (8/28/2023) | ||
408.150 | Lender can not receive excess interest — failure by lender to return excess ... (8/28/1982) | ||
408.160 | False advertising prohibited. (8/28/1951) | ||
408.170 | Contracts paid in full before due date — recomputations of interest — ... (7/1/2003) | ||
408.175 | Interest rate when maturity of note or contract accelerated. (8/28/1959) | ||
408.178 | Deferral of monthly loan payments, fee authorized for certain loans. (8/28/2021) | ||
408.180 | Authority of director to verify interest rates charged. (8/28/1951) | ||
408.190 | Certain loans exempt from sections 408.120 to 408.180, and 408.200. (8/28/2004) | ||
408.193 | Credit cards, no derogatory reports to credit agencies for carrying a zero ... (1/1/1999) | ||
408.200 | Borrower not to be indebted on two or more contracts with same lender, when. (8/28/1998) | ||
408.210 | Assignment of wages or compensation — excess over loan deemed interest. (8/28/1951) | ||
408.213 | Changes to certain sections remedial only. (8/28/2004) | ||
408.231 | Definitions. (8/28/1994) | ||
408.232 | Rates and terms. (8/28/2004) | ||
408.233 | Additional charges authorized. (8/28/2021) | ||
408.234 | Collateral — prepayment rights, method of computation. (8/28/2021) | ||
408.235 | Director may examine certain lenders. (8/28/1994) | ||
408.236 | Recovery of interest barred, when, exceptions — actions taken or omitted in ... (8/28/1994) | ||
408.237 | Applicability of sections 408.231 to 408.241. (8/28/1994) | ||
408.240 | Penalties — actions taken or omitted in reliance on written interpretation ... (8/28/1994) | ||
408.241 | Prepayment fee, second mortgage loans, allowed when. (3/7/1991) | ||
408.250 | Definitions. (8/28/2021) | ||
408.260 | Time contract, how executed — required contents — additional notes to cut ... (8/28/1975) | ||
408.270 | Retail time contracts negotiated by mail — delivery unnecessary — notice of ... (8/28/1961) | ||
408.280 | Insurance purchased to secure retail time contract, regulation. (8/28/1989) | ||
408.290 | Retail charge agreement — form — delivery to buyer — contents. (8/28/1975) | ||
408.300 | Time charges, amount authorized on retail time contracts — retail charge ... (8/28/2011) | ||
408.310 | Assignments of retail time contracts and charge agreements — notice to ... (8/28/1961) | ||
408.320 | Buyer may pay retail time contract debt before maturity — refund of charges. (7/1/2003) | ||
408.330 | Delinquency and collection charges permitted — insurance premium in lieu of ... (8/28/2017) | ||
408.340 | Applicability to prior transactions. (8/28/1961) | ||
408.350 | Waiver of provisions void. (8/28/1961) | ||
408.360 | Citation of law. (8/28/1961) | ||
408.365 | Acceleration clauses, repossession or confession of judgment by power of ... (8/28/1975) | ||
408.370 | Violation, penalty — effect on time and other charges — correction. (8/28/1975) | ||
408.375 | Retail installment agreement, deemed signed or accepted, when. (8/28/1998) | ||
408.380 | Sale of certain financial products and plans associated with certain loan ... (8/28/2011) | ||
408.400 | Definitions. (8/28/1983) | ||
408.405 | Defenses or setoffs arising from transaction good against holder of ... (8/28/1974) | ||
408.410 | Exempt transactions. (8/28/1974) | ||
408.415 | Chapter 400 is modified by provisions of sections 408.400 to 408.415. (8/28/1974) | ||
408.455 | Variable rate agreements subject to certain provisions. (8/28/2003) | ||
408.500 | Unsecured loans of five hundred dollars or less, licensure of lenders, ... (8/28/2023) | ||
408.505 | Term of loans, charges permitted, repayment, return check charge. (8/28/2002) | ||
408.506 | Report to the general assembly, contents. (8/28/2002) | ||
408.510 | Licensure of consumer installment lenders — interest and fees allowed. (8/28/2002) | ||
408.512 | Loans by traditional installment loan lenders. (8/28/2020) | ||
408.550 | Discrimination prohibited — damages recoverable. (8/28/1979) | ||
408.551 | Applicability of sections 408.551 to 408.562 — credit transaction defined. (8/28/1998) | ||
408.552 | Enforceability of default provisions. (8/28/1979) | ||
408.553 | Recovery limitation. (8/28/2021) | ||
408.554 | Notice of default, contents, form, delivery. (8/28/2021) | ||
408.555 | Acceleration, repossession and cancellation restricted — required ... (8/28/2006) | ||
408.556 | Actions arising from default, contents of petition — default judgment ... (8/28/2002) | ||
408.557 | Notice required before deficiency action may be commenced. (8/28/2002) | ||
408.558 | Security interests not to be taken, when. (8/28/1979) | ||
408.560 | Unenforceable provisions in note or credit contract. (8/28/1979) | ||
408.562 | Damages recoverable for violation. (8/28/1979) |
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