Section 375.919

Title XXIV BUSINESS AND FINANCIAL INSTITUTIONS

Chapter 375

Effective - 28 Aug 2002   

  375.919.  Use of language other than English permitted, when, disclosures — misrepresentation, penalty. — 1.  An insurer, as defined in section 375.001, may provide an insurance policy, endorsement, rider and any explanatory material in a language other than English.  In the event of a dispute regarding the insurance or advertising material, the English language version shall dictate the resolution.  If a policy, endorsement or rider is provided in a language other than English, the insurer shall also, at the same time, provide to the policyholder a copy of such policy, endorsement or rider in English, and shall disclose on such document, in both English and the other language, the following:

  (1)  The translation is for informational purposes only; and

  (2)  The English language version of the policy will be controlling unless the language in the other language version is shown to be a fraudulent misrepresentation^*.

  2.  Any knowing misrepresentation in providing a policy, endorsement, rider or explanatory materials in a language other than English is a violation of sections 375.930 to 375.948.

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(L. 2002 H.B. 1381 merged with S.B. 656 merged with S.B. 895, subsecs. 1 and 3)

*Word "mispresentation" appears in original rolls of H.B. 1381 and S.B. 656.