View entire chapter

362.010	Definitions. (8/28/2003)
362.011	Trust business not engaged in, when — prohibition on use of words "trust ... (8/28/2002)
362.015	No private banks shall be established — who may incorporate — when. (8/28/1984)
362.020	Articles of agreement — contents. (8/28/2002)
362.023	Trust company may refuse demand deposits by its articles of incorporation, ... (8/28/2021)
362.025	Articles of agreement to be filed. (8/28/2019)
362.030	Director to examine as to character and capital. (8/28/2019)
362.034	Marijuana facilities, request for certain agencies to share information ... (8/28/2023)
362.035	Certificate of incorporation — issuance — to be filed. (8/28/2000)
362.040	Notice of refusal of certificate — appeal. (8/28/2011)
362.042	Restated articles of incorporation may be amended at time of restatement, ... (8/28/2019)
362.044	Stockholders' meetings — notice — business by proxy, cancellation of meetings. (8/28/2021)
362.046	Bylaws, who may make, amend or repeal. (8/28/1967)
362.048	Emergency bylaws — when. (8/28/2008)
362.050	Cash capital required. (8/28/1967)
362.055	Capital stock — par value. (8/28/1967)
362.060	Change of par value — notice of meeting — when change effective. (8/28/2019)
362.063	Power to close transfer books. (8/28/1967)
362.067	Stock option plan for officers and employees — increase in shares — ... (8/28/1961)
362.070	Compensation for organizing bank or trust company prohibited — penalty. (8/28/1967)
362.073	Certain stock transfers or voting control changes must be reported to ... (8/28/1967)
362.075	Issuance and sale of preferred stock shares — subject to director's approval. (8/28/1967)
362.077	Certain bank holding companies may not charter de novo bank or national ... (7/13/1999)
362.078	Industrial loan companies and banks prohibited from maintaining facilities ... (8/28/2006)
362.080	Stockholders may authorize issuance and sale, when — manner. (8/28/1967)
362.085	Banks or trust companies may provide for issuance and sale in articles of ... (8/28/1939)
362.090	Par value of preferred stock issued and offered for sale. (8/28/1939)
362.095	Charter shall set forth terms and conditions governing call, redemption and ... (8/28/1939)
362.100	Penalty. (8/28/1967)
362.105	Powers and authority of banks and trust companies. (8/28/2017)
362.106	Additional powers. (8/28/2003)
362.107	Branch banking allowed, requirements — director of finance to approve, appeals. (8/28/2005)
362.109	Restrictions on orders and ordinances of political subdivisions. (8/28/2008)
362.110	Federal Deposit Insurance Corporation subrogated to depositors' rights in ... (8/28/1967)
362.111	Fees and service charges permitted, when, conditions. (8/28/2017)
362.112	Bank or trust company may act as custodian, when. (8/28/2004)
362.115	Bank may exercise powers of trust companies — application — examination — ... (8/28/2000)
362.116	Trust accounts, originated by one bank or trust company, administration by ... (8/28/2000)
362.117	State bank may become trust company — procedure. (8/28/2002)
362.118	Trust company may become state bank — procedure. (1/2/1979)
362.119	Investment in trust companies by bank, limitations — definitions. (8/28/2001)
362.120	Capital notes may be issued and sold by banks and trust companies. (8/28/1939)
362.125	Capital notes — denominations — rate of interest — maturity — impairment of ... (8/28/1987)
362.130	Extension of time for retirement of capital notes. (8/28/1939)
362.135	Liquidation of assets — funds held in trust. (8/28/1939)
362.140	Branch offices in foreign countries — how established — amount to be invested. (8/28/1967)
362.145	Content of application — director may approve or reject — examination of ... (8/28/1967)
362.150	Director may investigate branches — require banks to dispose of holdings. (8/28/1967)
362.155	Accounts of branches to be kept separately. (8/28/1967)
362.160	May purchase stock in corporations to develop and maintain market for ... (8/28/1939)
362.165	Restrictions on taking and holding real estate. (8/28/2021)
362.169	Population defined for legal loan limit. (8/28/1998)
362.170	Unimpaired capital, defined — restrictions on loans, and total liability to ... (1/1/2017)
362.171	Bank officer making excessive loan — penalty. (8/28/1969)
362.172	Investment in stock of banks or bank holding companies — limitations. (8/28/2000)
362.173	Investments in small business investment companies. (8/28/1959)
362.175	Obligations issued pursuant to the Farm Credit Act or United States Housing ... (8/28/1983)
362.180	Who may make Federal Housing Act loans. (8/28/1961)
362.185	Financial institutions may invest securities under Federal Housing Act. (8/28/1961)
362.190	May be used as security. (8/28/1939)
362.191	State employee compensation deductions authorized for investment by office ... (8/28/2004)
362.195	Applicability of sections 362.180 to 362.195. (8/28/1939)
362.197	Capital contributions and investments in obligations of Federal National ... (8/28/1971)
362.200	Money not to be employed in trade or commerce. (8/28/1967)
362.205	Account books, requirements — property, how carried. (8/28/1967)
362.207	Securities held in name of nominee. (8/28/1967)
362.220	Agreements to pay time deposit before maturity prohibited — penalty. (8/28/1967)
362.222	Checks to be paid at par — exceptions — penalty. (8/28/1969)
362.225	Reserve depositaries. (8/28/2005)
362.230	No new loans until depleted reserves are restored. (8/28/1972)
362.231	Reserve requirements, federal regulation to take precedence, when. (8/28/1981)
362.235	National bank may become state bank or trust company — procedure, effect. (8/28/2000)
362.240	Change from state to national bank. (8/28/1983)
362.245	Board of directors, qualifications — cumulative voting in electing director ... (8/28/2024)
362.247	Board, quorum — directors not physically present, counted when — rulemaking ... (8/28/2021)
362.250	Oath of directors to be subscribed and certified — retained by board — penalty. (8/28/2021)
362.253	Two or more directors to constitute an executive committee — when. (8/28/1967)
362.255	Tenure of office of directors. (8/28/1939)
362.260	Vacancies in board of directors. (8/28/1939)
362.265	Change of number of directors. (5/27/1981)
362.270	Organizational meeting of directors. (8/28/2002)
362.275	Monthly meeting of board — review of certain transactions — unanimous ... (8/28/2006)
362.290	Communications from director shall be submitted to directors and noted in ... (8/28/1967)
362.295	Reports to director — publication — penalty. (8/28/2003)
362.310	Surplus fund — composition — purposes. (8/28/2005)
362.315	Net income or loss for dividend period to be determined — income to be ... (8/28/2005)
362.325	Charter amended — procedure — notice — duty of director — appeal. (8/28/2011)
362.330	Bank may sell whole or any part of its assets or business — procedure. (8/28/1995)
362.331	Transfer of certain fiduciary capacities between affiliated banks and trust ... (8/28/1989)
362.332	Fiduciary obligations and liabilities, bank or trust company may transfer ... (8/28/2008)
362.333	Irrevocable life insurance trusts, banks and trust companies may transfer ... (8/28/2014)
362.335	Officers and employees — limitation on powers — appointment of president ... (8/28/2002)
362.336	Fraudulent checks and drafts issued by bank or agent — penalty. (8/28/1939)
362.337	Bank officer concealing loans, misdemeanor — penalty. (8/28/1939)
362.340	Employees to give bond — insurance — publication of minimum levels of ... (8/28/2021)
362.345	Penalties for receiving deposits when insolvent. (8/28/1967)
362.350	Officers, how sued — evidence of knowledge. (8/28/1967)
362.355	Administrators of deceased officers liable. (8/28/1939)
362.360	Interpleader in certain actions — funds may remain in bank — costs. (8/28/1981)
362.375	Adverse claim to deposit — not effectual, when — contract presented by ... (8/28/1995)
362.385	Rate of interest. (8/28/1967)
362.405	Assessments by director of finance paid to director of revenue. (8/28/1967)
362.410	Preservation of books and records. (8/28/1988)
362.413	Reproduction of records — admissible in evidence — affidavit in lieu of ... (8/28/1998)
362.415	Prohibitions against encroachments upon certain powers of banks. (8/28/1939)
362.420	Prohibition of banking business. (8/28/1949)
362.421	Advertising as bankers, prohibited, when — penalty. (8/28/1939)
362.422	Disclosure of nonpublic personal information by financial institutions ... (7/1/2001)
362.423	Foreign banks or foreign or federally chartered loan associations may ... (8/28/1965)
362.425	Use of sign or words indicating bank by unauthorized persons prohibited. (8/28/1967)
362.430	Conditions to be complied with by foreign banking corporations applying for ... (8/28/2019)
362.435	Foreign banking corporation may transact business in this state, when. (8/28/1949)
362.440	Licenses to foreign corporations — renewal. (8/28/2019)
362.445	Process defined — director of finance to accept service of process, when — fee. (8/28/2006)
362.450	Revocation of authorization certificate or license in certain cases. (8/28/2019)
362.455	Rights and privileges of foreign banking corporation under license — effect ... (8/28/1939)
362.460	Reports of foreign banking corporations — penalties. (8/28/1939)
362.462	Relocation of main banking house in another state. (6/13/1995)
362.463	Out-of-state bank may relocate to this state. (6/13/1995)
362.464	Requirements for foreign bank to relocate in Missouri — application, ... (8/28/2000)
362.465	Deposits of minors. (8/28/1967)
362.466	Applicability of law — rights, powers, protections. (8/28/1997)
362.470	Joint deposits. (8/28/1977)
362.471	Pay-on-death accounts — form — effect — payments from. (8/28/1997)
362.475	Deposits of deceased trustee shall be paid to beneficiary. (8/28/1967)
362.480	Deposits of trustee, how paid out. (8/28/1939)
362.483	Safe deposit corporation may be granted a certificate of incorporation by ... (8/28/1977)
362.485	Special remedies available to banks doing a safe deposit business. (7/1/1994)
362.487	Joint renters of safe deposit boxes authorized — surviving joint renter ... (8/28/1994)
362.488	Death of lessee, duties of lessor — additional duties by contract. (8/28/1984)
362.490	Banks exempt from furnishing security for insured deposits. (8/28/1939)
362.495	When payment and withdrawals may be suspended. (8/28/2001)
362.500	Shall notify finance director of suspension — duties of commissioner. (8/28/1939)
362.505	Audit of bank by director — approval of reopening plans. (8/28/1939)
362.510	When director shall liquidate. (8/28/1939)
362.515	Special deposits — nature — use. (8/28/1939)
362.520	Banks may close, when — bank holiday, effect of. (8/28/2005)
362.530	Contributions to charitable agencies. (8/28/1951)
362.550	Appointment as fiduciary — investments — handling of trust property — ... (8/28/2021)
362.560	Trust guaranty fund. (8/28/1967)
362.570	Application of trust guaranty fund. (8/28/2021)
362.575	Personal representatives and other persons not liable as stockholders. (8/28/1983)
362.580	Common trust fund authorized. (8/28/1977)
362.590	Bond not required of banks and trust companies, when acting as fiduciaries. (8/28/1977)
362.600	Reciprocal corporate fiduciary powers — certificates of reciprocity. (8/28/2019)
362.610	Banks and trust companies may merge or consolidate. (8/28/1999)
362.620	Agreement for consolidation. (8/28/1967)
362.630	Agreement for merger. (8/28/1967)
362.640	Agreement for merger or consolidation. (8/28/1967)
362.650	Certified copies evidence. (8/28/1967)
362.660	Verified copies of agreement and proceedings shall be submitted to finance ... (8/28/2019)
362.670	Finance director shall certify finding within thirty days. (8/28/1967)
362.680	Agreement to be submitted to stockholders, when — exceptions, procedures. (8/28/2000)
362.690	Agreement binding, when. (8/28/1967)
362.700	Agreement for merger becomes effective, when. (8/28/2000)
362.710	Agreement for consolidation becomes effective, when. (8/28/2000)
362.720	Receiving or consolidated company shall issue new certificates for old, when. (8/28/1967)
362.730	Dissenting stockholder may receive reasonable value of his or her stock — ... (8/28/2000)
362.740	Finding and report of appraisers — compensation — notice to be given by ... (8/28/2000)
362.750	Exceptions to appraisal, review, new appraisal, final judgment — stock to ... (8/28/2000)
362.760	Cost of proceedings, how taxed. (8/28/1967)
362.765	Definitions — state-chartered bank merger with nonbank subsidiaries or ... (8/28/2021)
362.770	Corporate existence of old merged into new company — title to property. (8/28/1967)
362.780	New company succeeds to fiduciary relations of old. (8/28/1967)
362.790	New company liable for obligations of old. (8/28/1967)
362.800	Pending actions not to abate — substitution. (8/28/1967)
362.810	Trust and fiduciary relations of old companies continue in new. (8/28/1983)
362.820	Notice to director of division of finance prior to acquisition of trust ... (8/28/1993)
362.900	Declaration of intent. (8/28/1967)
	BANK HOLDING COMPANIES
362.910	Definitions. (8/28/2008)
362.915	Limitation on bank holding company — total deposits, how computed. (8/28/1997)
362.920	Procedure to obtain order allowing acquisition — duty of director. (1/2/1979)
362.923	Bank holding companies, examination of, when — considered new business ... (8/28/2003)
362.930	Injunctive relief, when. (8/28/1999)
362.935	Director of finance to administer — rules and orders authorized. (8/28/2001)
362.940	Disclaimer as to implied repeal of other law. (1/1/1975)
362.945	Definitions — examinations, cooperative and reciprocal agreements to make ... (5/15/1986)
362.950	Affiliated entity of holding companies, transactions authorized — ... (8/28/1995)
	MISSOURI FAMILY TRUST COMPANY ACT
362.1010	Citation of law. (8/28/2024)
362.1015	Definitions. (8/28/2024)
362.1020	Inapplicability of certain sections, when. (8/28/2017)
362.1030	Family trust company fund established — requirements for domestic and ... (8/28/2024)
362.1035	Capital account, minimum required — company's duty to maintain, requirements. (8/28/2024)
362.1037	Management authority, exclusively vested. (8/28/2020)
362.1040	Organizational instruments, requirements. (8/28/2024)
362.1045	Fidelity bonds, errors and omissions insurance policies, other insurance ... (8/28/2017)
362.1050	Fiduciary books and records, how maintained — assets not subject to debts ... (8/28/2017)
362.1055	Annual registration report, contents, filing fee. (8/28/2024)
362.1060	Permissible acts — foreign companies, exercise of trust powers. (8/28/2024)
362.1065	Commercial banking, engagement in prohibited. (8/28/2017)
362.1070	Capital account, minimum assets — rental of real or personal property — ... (8/28/2020)
362.1075	Fiduciary capacity — oath, affirmation, affidavit, or acknowledgment. (8/28/2017)
362.1080	Advertising prohibited. (8/28/2017)
362.1085	Examination and investigation of company, procedure. (8/28/2024)
362.1090	Cease and desist order — notice of charges, when, procedure. (8/28/2024)
362.1095	Failure to submit annual registration report, fine — termination of ... (8/28/2024)
362.1100	Order of removal — notice of charges, when, procedure. (8/28/2024)
362.1105	Books and records of company, confidentiality — inspection, when — ... (8/28/2024)
362.1110	Principal place of business — retention of records — in camera inspection, ... (8/28/2024)
362.1115	Information exempt from sunshine law — disclosure, when — violation, penalty. (8/28/2024)
362.1116	Rulemaking authority. (8/28/2024)
362.1117	Hearing for aggrieved interested persons — judicial review for cease and ... (8/28/2024)
362.1118	Severability clause. (8/28/2017)

- Cross References
	All license, permit and certificate applications shall contain the Social Security number of the applicant, 324.024
	Bonds of political subdivisions lawful security for trust and public funds, when, 108.290
	Central credit union merger consolidation with bank or trust companies, requirements, 370.366
	Check kiting, penalty, 570.220
	Corporation laws applicable to banks and trust companies, when, 351.690
	Definitions for chapter 362, 361.005
	Depositaries of public funds to give security, 110.010
	False entries in the records of a financial institution with intent to defraud or injure, penalty, 570.217
	Information to be furnished on applicants or recipients of public assistance, duties, penalty, 660.325 to 660.355
	Liquor as collateral for loan, repossession, sale by lending institution, no license required, 311.401
	Mortgage insurance, restriction, condition, 443.415
	Residential loans, imposition of fee by bank or lending institution to complete documentation not deemed practice of law, 484.025
	Right to financial privacy act, 408.675 to 408.700
	Safety deposit box contents, unclaimed property, right to fees, charges and possessory liens, 447.587
	Savings and loan association, conversion to, merger or consolidation with bank or trust company, procedure, 369.087
	Savings banks organization, 369.670 to 369.714
	Savings promotion programs, authorized, conditions, 408.800 to 408.815
	State banks of issue not to be created, Const. Art. XI § 13
	Taxation of banks and trust companies, 148.010 to 148.110
	Termite or wood-destroying insect inspection in real estate transactions, licensed applicator required, 281.116
	Tobacco settlement financing authority, issuance of bonds, investment authorized, 8.545
	Uniform electronic transactions act, 432.200 to 432.295