379.1945.  Insurable interest in shared vehicle. — 1.  Notwithstanding any other law, statute, rule, or regulation to the contrary, a peer-to-peer car-sharing program shall have an insurable interest in a shared vehicle during the car-sharing period.

  2.  Nothing in this section creates liability on a peer-to-peer car-sharing program to maintain the coverage mandated by section 379.1915.

  3.  A peer-to-peer car-sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for:

  (1)  Liabilities assumed by the peer-to-peer car-sharing program under a peer-to-peer car-sharing program agreement;

  (2)  Any liability of the shared vehicle owner;

  (3)  Damage or loss to the shared vehicle; or

  (4)  Any liability of the shared vehicle driver.