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Title XXIV BUSINESS AND FINANCIAL INSTITUTIONS

Chapter 379 Insurance Other Than Life ^  !
GENERAL PROVISIONS
379.005   Definitions. (8/28/2008)
ORGANIZATION OF INSURANCE COMPANIES
379.010   Number of incorporators required — classes of insurance — capital and ... (8/28/1989)
379.011   Documents required for insurance transactions or proof of coverage by ... (8/28/2014)
379.012   Insurance forms and endorsements may be available on insurer's website, ... (8/28/2014)
379.017   Combined risk policies authorized — single premium may be lower than ... (8/28/1989)
379.025   Plans for formation of companies — name — prohibitions. (8/28/1989)
379.030   Declaration preliminary to organizing. (8/28/1989)
379.035   Articles of incorporation for stock companies. (8/28/1989)
379.040   Declaration, approval, filing — certificate of incorporation — subscription ... (8/28/1989)
379.050   Examination and certification of stocks, by whom. (8/28/1989)
379.055   Director to give certificate — to be filed — evidence. (8/28/1967)
379.060   Charter of mutual companies. (8/28/1989)
379.065   Organization of corporation — procedure — fee. (8/28/1989)
379.070   Director to examine subscriptions, policyholders' surplus. (8/28/1989)
379.075   Authority to commence business, when, how issued. (8/28/1989)
379.080   Capital and surplus of stock or mutual company, investments authorized — ... (8/28/2002)
379.082   Property and liability companies, assets — requirements, standards. (8/28/1992)
379.083   Insurer investment in investment pools permitted, when — limitations — ... (8/28/1997)
379.085   Mutual companies doing fire and marine business, agreements and securities ... (7/1/1987)
379.090   Premium notes, how payable. (8/28/1939)
379.095   Assessment of premium notes. (8/28/1939)
379.098   Securities to be deposited by all companies, kind and amount. (8/28/1989)
379.100   Director to receive deposits. (8/28/1939)
379.102   Unearned premium and loss reserves, maintained as liabilities. (8/28/1989)
379.105   Annual reports — contents. (8/28/2000)
379.108   Form of certificate to be filed with director — definitions — contents — ... (8/28/2011)
AUTOMOBILE INSURANCE CANCELLATION — REFUSAL TO ISSUE OR RENEW
379.110   Definitions. (8/28/2018)
379.112   Provisions of policy covered. (8/28/1974)
379.114   Reasons for cancellation. (8/28/1974)
379.116   Refusal to insure or exclusion of named persons, when. (8/28/1974)
379.118   Notice of cancellation and renewals, due when — reinstatement, when — ... (8/28/2018)
379.120   Explanation of refusal to write a policy, how given, contents. (8/28/2015)
379.121   Definitions. (8/28/2001)
379.122   Refusal to issue policy based on the lack of prior motor vehicle coverage ... (8/28/2001)
379.123   Violation deemed unfair trade practice. (8/28/2001)
GENERAL PROVISIONS
379.125   Reinsurance. (8/28/2016)
379.130   Insurance claims, percentage of fault not to be assigned based solely on ... (8/28/2009)
379.140   Company not to deny value — full amount of policy to be paid. (8/28/1939)
379.145   Property insured in more than one company. (8/28/1939)
379.150   Partial loss — option with insured. (8/28/1939)
379.155   Coinsurance provisions declared void — exception. (8/28/1939)
379.160   Form of policy to be filed — coinsurance clause. (8/28/1963)
379.165   Construction of warranties of fact made in application. (8/28/1939)
379.170   Construction of warranties of fact incorporated in policy. (8/28/1939)
379.175   Evasion of sections prohibited. (8/28/1939)
379.180   Adjustments and examination of books to be made at place of loss. (8/28/1939)
379.185   After notice of loss, company to furnish blanks. (8/28/1939)
379.190   Failure to furnish blank forms deemed waiver. (8/28/1939)
379.195   Accident insurance liability fixed, when — cancellation prohibited. (8/28/1939)
379.200   Judgment creditor may collect insurance, when. (8/28/1991)
379.201   Motor vehicle policies to include coverage of owner and vehicle loaned for ... (8/28/1985)
379.203   Automobile liability policy, required provisions — uninsured motorist ... (8/28/1991)
379.204   Underinsured motor vehicle coverage, construction of policy. (8/28/1999)
MUTUAL COMPANIES OTHER THAN LIFE AND FIRE
379.205   Mutual companies other than life and fire insurance. (8/28/1939)
379.210   Articles of incorporation shall specify what. (8/28/1939)
379.215   Name must contain the word "mutual". (8/28/1939)
379.220   Submitted to director — proof of publication — certificate may be issued — ... (8/28/1939)
379.225   Company to have legal existence from date of certificate — insurance in ... (8/28/1939)
379.230   Contracts of insurance and reinsurance. (8/28/1939)
379.235   License required — conditions to be complied with. (8/28/1977)
379.240   Who may hold policies. (8/28/1939)
379.245   Voting power of members. (8/28/1939)
379.250   Premiums. (8/28/1939)
379.255   Assets, how invested. (8/28/1939)
379.257   Deposit of securities required of mutual companies other than life and fire. (8/28/1967)
379.260   Reserves. (8/28/1939)
379.263   Mutual companies other than life and fire to file statement of affairs, when. (8/28/1967)
379.265   Assessments to meet reserve deficiencies. (8/28/1939)
379.270   Director may advance money. (8/28/1939)
379.275   Policies need not be countersigned — conditions. (8/28/1939)
379.290   Tax to be paid upon premiums. (8/28/1945)
379.295   Returns and assessment to be made by director — collection and disposition ... (8/28/1945)
379.300   Failure to make return — director to proceed. (8/28/1945)
REGULATION OF RATES AND RATING ORGANIZATIONS
379.316   Scope of act (section 379.017 and sections 379.316 to 379.361). (8/28/2001)
379.318   Rates, how made. (8/28/1972)
379.321   Rating plans to be filed with director, when — informational filings. (8/28/2018)
379.323   Rating organization defined — license, application for, contents — ... (8/28/1972)
379.326   Deviation, how filed, effective when — open to public inspection. (8/28/1972)
379.328   Advisory organization defined — required filings — hearings on activities, ... (8/28/1972)
379.331   Joint underwriting regulated — hearings, discontinuance order, when. (8/28/1972)
379.333   Insurers may act in concert to make rates. (8/28/1972)
379.336   Insurers with common management may act in concert to make rates. (8/28/1972)
379.338   Agreement to adhere prohibited, exception. (8/28/1972)
379.341   Exchange of information approved. (8/28/1972)
379.343   Examinations by director, when, how conducted, cost how paid. (8/28/1972)
379.346   Examination, purpose of — hearing — order. (8/28/1972)
379.348   Review of rate, rating plan or system, how obtained. (8/28/1972)
379.351   Approval by director of rules and plans, when — exchange of information ... (8/28/1972)
379.353   Withholding of information or giving false or misleading information ... (8/28/1972)
379.356   Excessive premiums and rebates prohibited. (1/1/2003)
379.359   Commissions paid to brokers or agents not affected. (8/28/1972)
379.361   Violations, penalties. (8/28/2007)
CASUALTY AND SURETY RATE REGULATION
379.420   Citation of law. (8/28/1947)
379.425   Law applicable to certain classes of insurance — exceptions. (8/28/2001)
379.430   Insurers may act in concert with respect to rates. (8/28/1947)
379.435   Rating organization defined. (8/28/1947)
379.440   Rating organization must be licensed — who may apply — content of application. (8/28/1947)
379.445   Requirements to obtain and retain license. (8/28/1947)
379.450   Director to grant or deny license. (8/28/1947)
379.455   Advisory organizations. (8/28/1947)
379.460   Joint underwriting groups. (8/28/1947)
379.465   Exchange of information — agreement to rates. (8/28/1947)
379.470   Provisions governing rates. (10/16/2015)
379.475   Director to examine — powers — cost — director may accept examination by ... (8/28/1947)
379.480   Purpose of examination — hearing — orders. (8/28/1947)
379.485   Penalties for failure to comply — powers of director. (8/28/1947)
379.490   May use rating plans or systems. (8/28/1947)
379.495   Payment of dividends not regulated. (8/28/1947)
379.500   Freedom of contract for fees not restricted. (8/28/1947)
379.505   Hearings on orders — notice — rules of pleading and evidence — review — ... (8/28/1947)
379.510   Penalty for violation of orders. (8/28/2007)
REORGANIZATION OF INSURANCE COMPANIES
379.515   May reorganize and extend corporate existence. (8/28/1939)
379.520   Content of articles of association. (8/28/1939)
379.525   Additional requirements for articles of association. (8/28/1939)
379.530   Special meeting to be called — notice. (8/28/1939)
379.535   Propositions for reorganization and extension of corporate existence to be ... (8/28/1939)
379.540   Articles to be acknowledged and declaration of proceeding to be made. (8/28/1939)
379.545   Duty of director. (8/28/1939)
379.550   Board to accept certificate — file with secretary of state — fee — new ... (8/28/1947)
379.555   Examination of company and certificate to do business. (8/28/1939)
379.560   Value of equitable interests of nonassenting stockholders or policyholders ... (8/28/1939)
379.565   Suit in circuit court to determine value. (8/28/1939)
379.570   Publication of notice — proceedings. (8/28/1939)
379.575   Who may appear — proceedings, how governed. (8/28/1939)
379.580   Costs — by whom paid. (8/28/1939)
379.585   Company having special charter may accept general insurance laws. (8/28/1939)
379.590   Content of articles of association. (8/28/1939)
379.595   Additional requirements of articles of association. (8/28/1939)
379.600   Special meeting to be called — notice. (8/28/1939)
379.605   Proposition to surrender to be voted on. (8/28/1939)
379.610   Acknowledgment and declaration to be made. (8/28/1939)
379.615   Duty of director. (8/28/1939)
379.620   Acceptance by resolution of directors. (8/28/1939)
379.625   Certificate to do business. (8/28/1939)
RECIPROCALS OR INTERINSURANCE EXCHANGES
379.650   Exchange of reciprocal or interinsurance contracts authorized — classes of ... (8/28/1989)
379.660   Contracts to be executed through attorney in fact. (8/28/1967)
379.670   Application for license, contents — requirements. (8/28/1967)
379.680   Service of process on director — method. (8/28/1967)
379.690   Statement of condition and affairs may be required by director — ... (8/28/1967)
379.700   Reserves required. (8/28/1967)
379.710   Surplus required — claim reserve fund — phase-in of requirements. (8/28/1989)
379.720   Deficiency how made up — net premium and deposit defined. (8/28/1967)
379.730   Annual statement of financial condition required. (8/28/1967)
379.740   Corporations generally empowered to become subscribers. (8/28/1967)
379.750   Certificate of authority from director required — license may be revoked or ... (1/1/1971)
379.770   Mergers or consolidation of reciprocal exchanges or interinsurers. (8/28/2001)
379.780   Exemption from other insurance laws except retaliatory law, and certain ... (8/28/1975)
379.790   Penalty for acting without legal authority. (8/28/2007)
379.800   Sections 374.030 to 379.790 intended as a continuation of existing law. (8/28/1967)
PROPERTY INSURANCE CONTINUATION AFTER DEATH
379.808   Insurance policies on certain real property — beneficiary deemed insured, ... (8/28/2004)
BASIC PROPERTY INSURANCE INSPECTION AND PLACEMENT PROGRAM
379.810   Program established. (8/28/1969)
379.815   Definitions. (8/28/2004)
379.820   Inspections and reports. (8/28/1986)
379.825   Issuance of policy, when — appointment of liability assumed — expenses — ... (8/28/2004)
379.827   Sinkhole loss policies authorized. (8/28/2014)
379.830   Procedure after inspection and submission. (8/28/1986)
379.835   Joint reinsurance association. (8/28/1986)
379.840   Standard policy coverage and rating procedure. (8/28/1969)
379.845   Cancellation or nonrenewal. (8/28/1986)
379.850   Right of appeal. (8/28/1986)
379.855   Commissions. (8/28/1969)
379.860   Administration of program — governing committee, members, vacancies. (8/28/2006)
379.865   Annual and special meetings. (8/28/1969)
379.870   Duties of the committee. (8/28/1969)
379.875   Statistics to be kept, reports. (8/28/1986)
379.880   Public education. (8/28/1969)
COMMERCIAL CASUALTY INSURANCE
379.882   Definitions for sections 379.882 to 379.886. (7/1/1987)
379.883   Policy cancellation or nonrenewal requirement of sixty days prior to ... (8/28/1998)
379.884   Policyholder's right to history of policy, when. (7/1/1987)
379.885   Proof of mailing notice of cancellation or nonrenewal. (7/1/1987)
379.886   Cancellation or nonrenewal of entire line or class of insurance requires ... (7/1/1987)
379.888   Definitions for sections 379.888 to 379.893 — notice to insured, when — ... (8/28/2001)
379.889   Rates not to be excessive, inadequate, or unfairly discriminatory — unfair ... (8/28/2002)
379.890   Rates, rate plan or rate system filing, when — required actuarial data. (8/28/2002)
379.893   Rules and regulations on modification of rate base, authority of director — ... (8/28/1995)
379.895   Annual report by commercial casualty insurance companies — form — content ... (7/1/1987)
PREPAID LEGAL SERVICE PLAN
379.901   Prepaid service plan defined — agent soliciting memberships, disclosures. (8/28/2014)
SMALL EMPLOYER HEALTH INSURANCE AVAILABILITY ACT
379.930   Small employer health insurance availability act — definitions. (1/1/2008)
379.932   Applicability of act, conditions — treatment as single carrier or separate ... (7/1/1993)
379.934   Establishment of class of business, reasons — number of classes that may be ... (8/28/2016)
379.936   Premium rates, subject to conditions — no transfer out of class of business ... (8/28/2016)
379.938   Renewability, exceptions — carrier not renewing prohibited from writing new ... (8/28/2016)
379.940   Carriers to offer all health plans in market — health benefit plans, ... (8/28/2016)
379.946   Board report, contents, recommendations. (7/1/1993)
379.948   Certain law not to apply to basic health benefit plan. (7/1/1993)
379.950   Director to promulgate rules, procedure. (8/28/1995)
379.952   Carriers to market plan coverage — agent or broker, prohibited activities, ... (1/1/2008)
EARTHQUAKE INSURANCE
379.975   Insurer to provide information, when. (8/28/1992)
379.978   Written disaster plan, insurer to develop, contents. (8/28/1992)
REORGANIZATION OF DOMESTIC MUTUAL INSURANCE COMPANY
379.980   Reorganization of domestic mutual insurance company, authority. (8/28/1996)
379.982   Formation of holding company, application — shareholder approval — issuance ... (8/28/1996)
379.985   Member's interest — nontransference of membership — immunity from liability ... (8/28/1996)
379.987   Nonapplicability of certain provisions of insurance holding companies law — ... (8/28/1996)
379.988   Mutual holding company subject to supervision of director, dissolution or ... (8/28/1996)
CAPTIVE INSURANCE COMPANIES
379.1300   Definitions. (8/28/2013)
379.1302   Licensure — prohibited acts — requirements for conducting business — ... (8/28/2009)
379.1304   Adoption of a name, deceptive practice. (8/28/2007)
379.1306   Capital and surplus requirements. (8/28/2013)
379.1308   Approval for payment of dividends required. (8/28/2007)
379.1310   Incorporation as a stock insurer permitted, when. (8/28/2013)
379.1312   Reports required. (8/28/2013)
379.1314   Inspections, when. (8/28/2007)
379.1316   Suspension or revocation of licensure, when. (8/28/2007)
379.1318   Investment requirements, compliance with. (8/28/2007)
379.1320   Reinsurance may be provided, when. (8/28/2007)
379.1322   Rating organizations, company not required to join. (8/28/2007)
379.1324   Prohibitions on joining or contributing to certain entities and funds. (8/28/2007)
379.1326   Premium tax imposed, amount, procedure. (8/28/2013)
379.1328   Rulemaking authority. (8/28/2007)
379.1330   Inapplicability of insurance laws to captive insurance companies. (8/28/2007)
379.1332   Promotion of captive insurance, moneys from dedicated insurance fund to be ... (8/28/2009)
379.1336   Insurance reorganization, receivership and injunctions provisions — ... (8/28/2007)
379.1338   Standards for risk management of controlled unaffiliated business. (8/28/2007)
379.1339   Conversion to reciprocal insurer, when, procedure. (8/28/2009)
379.1340   Branch captive may be established, when. (8/28/2007)
379.1342   Trust fund required for branch captive insurance company. (8/28/2007)
379.1344   Certificate for branch captive insurance companies. (8/28/2007)
379.1346   Reports and statements of branch captive insurance companies to be filed ... (8/28/2007)
379.1348   Examination of branch captive insurance companies, limitations. (8/28/2007)
379.1350   Applicability of tax to branch companies. (8/28/2007)
379.1351   Sponsored captive insurance companies, may be formed by whom — definitions ... (8/28/2013)
SPECIAL PURPOSE LIFE REINSURANCE CAPTIVE
379.1353   Definitions. (8/28/2007)
379.1356   Inapplicability of insurance laws. (8/28/2007)
379.1359   License application — requirements for transaction of business — licensure ... (8/28/2007)
379.1361   Plan of operation to be filed, contents. (8/28/2007)
379.1364   License fee, amount. (8/28/2007)
379.1367   Approval of application, findings by director. (8/28/2007)
379.1370   Corporate status of company. (8/28/2007)
379.1373   Limitation on activities and name — number of incorporators required. (8/28/2009)
379.1376   Contract requirements. (8/28/2007)
379.1379   Swap agreements permitted. (8/28/2007)
379.1382   Issuance of securities — approved activities by director. (8/28/2007)
379.1385   Management of assets. (8/28/2007)
379.1388   Recognition of admitted assets — value of assets. (8/28/2009)
379.1391   Prohibited acts. (8/28/2007)
379.1394   Dividend-payments, limitations. (8/28/2007)
379.1397   Changes in plan of operation, directors approval required. (8/28/2007)
379.1400   Affiliated agreements to be filed with director. (8/28/2007)
379.1403   Audited financial report required, requirements. (8/28/2007)
379.1406   Examination required, when, procedure. (8/28/2007)
379.1409   Record-keeping requirements. (8/28/2007)
379.1412   Premium tax required, amount, procedure. (8/28/2009)
379.1415   Confidentiality of records, exceptions. (8/28/2007)
379.1418   Grounds for liquidation — granting of relief, management of assets. (8/28/2007)
379.1421   Rulemaking authority. (8/28/2007)
PORTABLE ELECTRONICS INSURANCE
379.1500   Definitions. (1/1/2012)
379.1505   Vendor license required — application, fee — termination date. (1/1/2012)
379.1510   Authorization to sell, vendor responsibilities — eligibility and ... (6/25/2013)
379.1515   Insurance producers act, applicability of. (1/1/2012)
379.1520   Sanctioning of license, when — penalties, when. (1/1/2012)
379.1525   Vendor investigation and examination requirements. (1/1/2012)
379.1530   Premiums, received by insurer, when — proof of purchase, insurer may require. (1/1/2012)
379.1535   Violations, director's authority. (1/1/2012)
379.1540   Supervising business entity, sanctioning of license, when. (1/1/2012)
379.1545   Insurers, permissible acts. (8/28/2018)
379.1550   Rulemaking authority — effective date. (1/1/2012)
SELF-SERVICE STORAGE INSURANCE
379.1640   Self-service storage--definitions--offer of insurance, ... (8/28/2016)
TRANSPORTATION NETWORK COMPANY INSURANCE
379.1700   Definitions. (8/28/2016)
379.1702   Primary automobile insurance to be maintained, requirements — lapsed ... (8/28/2016)
379.1704   Disclosure of insurance coverage, how made. (8/28/2016)
379.1706   Disclosure statement — display. (8/28/2016)
379.1708   Exclusions and limitations on coverage. (8/28/2016)
 - Cross References
Acquisition of mechanical data processing system as asset, 375.325
All license, permit and certificate applications shall contain the Social Security number of the applicant, 324.024
Buildings constituting nuisances, demolition by ordinances with insurance provisions, duties, 67.410 to 67.412
Injured employees, insurance, payment of fees and integration of systems of insurers and entities administering claims, department rules not applicable, when, 375.427
Insurer, defined, 375.932
Mortgage insurance, restriction, condition, 443.415
Motor vehicle financial responsibility law, Chap. 303
Penalty for unauthorized persons or corporation transacting insurance business, 375.310
Prepaid dental plans, 354.700 to 354.725
Reconstructed motor vehicle as result of claim and repairs, duty of insurer to notify certain persons, contents, 301.020
Risk management associations, higher education, institutions, 176.500 to 176.540
Second mortgages insurance coverage authorized as additional charge, 408.233
Unfair practices and frauds, 375.930 to 375.948
Workers' compensation insurance, Chap. 287

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Session begins: 8 Jan 2020

14 Dec 2019 22:52


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