Title XXVI TRADE AND COMMERCE
Chapter 408 Legal Tender and Interest| 408.015 | Definitions. (3/1/2011) |
|
|
| 408.020 | When no rate of interest is agreed upon, nine percent allowed as legal ... (8/28/1979) |
|
|
| 408.030 | Interest, maximum rate allowed — penalty for overcharge, limitation on ... (7/3/1979) |
|
|
| 408.031 | Fee in lieu of interest may be charged on loan — exception. (8/28/1979) |
|
|
| 408.032 | Recording fees. (8/28/2004) |
|
|
| 408.035 | Unlimited interest, when allowed. (8/28/2024) |
|
|
| 408.036 | Prepayment penalty by lender prohibited, exception — maximum permitted, ... (8/28/1998) |
|
|
| 408.040 | Interest on judgments, how regulated — prejudgment interest allowed when, ... (1/15/2015) |
|
|
| 408.050 | Excess interest paid recoverable with costs and attorney fee. (8/28/1939) |
|
|
| 408.052 | Points prohibited, exception — penalties for illegal points — violation a ... (7/10/2012) |
|
|
| 408.060 | Defendant may plead usury — judgment, how rendered — corporations cannot ... (8/28/1939) |
|
|
| 408.070 | Usurious interest — security agreement invalid. (8/28/1965) |
|
|
| 408.080 | Interest may be paid on interest — compounding limited to once a month — ... (8/28/1992) |
|
|
| 408.081 | Validity of certain existing contract not to be affected, when. (8/28/1992) |
|
|
| 408.083 | Credit contracts, prepayment before maturity, computation of interest. (7/1/2003) |
|
|
| 408.090 | Demand loans where only securities are pledged not subject to usury laws. (8/28/1974) |
|
|
| 408.092 | Attorney fees, enforcement of credit agreements, limitations. (8/28/1997) |
|
|
| 408.095 | Charging interest of more than two percent per month a misdemeanor, exceptions. (1/9/1975) |
|
|
| 408.096 | Loan arrangement, excess fee prohibited for certain transactions — penalty. (8/28/1979) |
|
|
| 408.100 | Applicability of section — rate of interest. (8/28/2021) |
|
|
| 408.105 | Precomputed loans, extensions, fee, limitations. (8/28/1985) |
|
|
| 408.110 | Short title — applicability of sections 408.120 to 408.190. (8/28/1996) |
|
|
| 408.120 | Interest computed and paid, how. (8/28/1981) |
|
|
| 408.130 | Borrower to receive statement of contract — contents — prepayment effect — ... (8/28/1994) |
|
|
| 408.140 | Additional charges or fees prohibited, exceptions — no finance charges if ... (8/28/2024) |
|
|
| 408.145 | Credit cards issued in contiguous states, terms and conditions — definitions. (8/28/2023) |
|
|
| 408.150 | Lender can not receive excess interest — failure by lender to return excess ... (8/28/1982) |
|
|
| 408.160 | False advertising prohibited. (8/28/1951) |
|
|
| 408.170 | Contracts paid in full before due date — recomputations of interest — ... (7/1/2003) |
|
|
| 408.175 | Interest rate when maturity of note or contract accelerated. (8/28/1959) |
|
|
| 408.178 | Deferral of monthly loan payments, fee authorized for certain loans. (8/28/2021) |
|
|
| 408.180 | Authority of director to verify interest rates charged. (8/28/1951) |
|
|
| 408.190 | Certain loans exempt from sections 408.120 to 408.180, and 408.200. (8/28/2004) |
|
|
| 408.193 | Credit cards, no derogatory reports to credit agencies for carrying a zero ... (1/1/1999) |
|
|
| 408.200 | Borrower not to be indebted on two or more contracts with same lender, when. (8/28/1998) |
|
|
| 408.210 | Assignment of wages or compensation — excess over loan deemed interest. (8/28/1951) |
|
|
| 408.213 | Changes to certain sections remedial only. (8/28/2004) |
|
|
| 408.231 | Definitions. (8/28/1994) |
|
|
| 408.232 | Rates and terms. (8/28/2004) |
|
|
| 408.233 | Additional charges authorized. (8/28/2021) |
|
|
| 408.234 | Collateral — prepayment rights, method of computation. (8/28/2021) |
|
|
| 408.235 | Director may examine certain lenders. (8/28/1994) |
|
|
| 408.236 | Recovery of interest barred, when, exceptions — actions taken or omitted in ... (8/28/1994) |
|
|
| 408.237 | Applicability of sections 408.231 to 408.241. (8/28/1994) |
|
|
| 408.240 | Penalties — actions taken or omitted in reliance on written interpretation ... (8/28/1994) |
|
|
| 408.241 | Prepayment fee, second mortgage loans, allowed when. (3/7/1991) |
|
|
| 408.250 | Definitions. (8/28/2021) |
|
|
| 408.260 | Time contract, how executed — required contents — additional notes to cut ... (8/28/1975) |
|
|
| 408.270 | Retail time contracts negotiated by mail — delivery unnecessary — notice of ... (8/28/1961) |
|
|
| 408.280 | Insurance purchased to secure retail time contract, regulation. (8/28/1989) |
|
|
| 408.290 | Retail charge agreement — form — delivery to buyer — contents. (8/28/1975) |
|
|
| 408.300 | Time charges, amount authorized on retail time contracts — retail charge ... (8/28/2011) |
|
|
| 408.310 | Assignments of retail time contracts and charge agreements — notice to ... (8/28/1961) |
|
|
| 408.320 | Buyer may pay retail time contract debt before maturity — refund of charges. (7/1/2003) |
|
|
| 408.330 | Delinquency and collection charges permitted — insurance premium in lieu of ... (8/28/2017) |
|
|
| 408.340 | Applicability to prior transactions. (8/28/1961) |
|
|
| 408.350 | Waiver of provisions void. (8/28/1961) |
|
|
| 408.360 | Citation of law. (8/28/1961) |
|
|
| 408.365 | Acceleration clauses, repossession or confession of judgment by power of ... (8/28/1975) |
|
|
| 408.370 | Violation, penalty — effect on time and other charges — correction. (8/28/1975) |
|
|
| 408.375 | Retail installment agreement, deemed signed or accepted, when. (8/28/1998) |
|
|
| 408.380 | Sale of certain financial products and plans associated with certain loan ... (8/28/2011) |
|
|
| 408.400 | Definitions. (8/28/1983) |
|
|
| 408.405 | Defenses or setoffs arising from transaction good against holder of ... (8/28/1974) |
|
|
| 408.410 | Exempt transactions. (8/28/1974) |
|
|
| 408.415 | Chapter 400 is modified by provisions of sections 408.400 to 408.415. (8/28/1974) |
|
|
| 408.455 | Variable rate agreements subject to certain provisions. (8/28/2003) |
|
|
| 408.500 | Unsecured loans of five hundred dollars or less, licensure of lenders, ... (8/28/2023) |
|
|
| 408.505 | Term of loans, charges permitted, repayment, return check charge. (8/28/2002) |
|
|
| 408.506 | Report to the general assembly, contents. (8/28/2002) |
|
|
| 408.510 | Licensure of consumer installment lenders — interest and fees allowed. (8/28/2002) |
|
|
| 408.512 | Loans by traditional installment loan lenders. (8/28/2020) |
|
|
| 408.550 | Discrimination prohibited — damages recoverable. (8/28/1979) |
|
|
| 408.551 | Applicability of sections 408.551 to 408.562 — credit transaction defined. (8/28/1998) |
|
|
| 408.552 | Enforceability of default provisions. (8/28/1979) |
|
|
| 408.553 | Recovery limitation. (8/28/2021) |
|
|
| 408.554 | Notice of default, contents, form, delivery. (8/28/2021) |
|
|
| 408.555 | Acceleration, repossession and cancellation restricted — required ... (8/28/2006) |
|
|
| 408.556 | Actions arising from default, contents of petition — default judgment ... (8/28/2002) |
|
|
| 408.557 | Notice required before deficiency action may be commenced. (8/28/2002) |
|
|
| 408.558 | Security interests not to be taken, when. (8/28/1979) |
|
|
| 408.560 | Unenforceable provisions in note or credit contract. (8/28/1979) |
|
|
| 408.562 | Damages recoverable for violation. (8/28/1979) |
|
Official Website for the Revised Statutes of Missouri
Session begins: 7 Jan 2026
7 Dec 2025 23:28
|
|
|||
| Click here for the Reorganization Act of 1974 - or - Concurrent Resolutions Having Force & Effect of Law | |||
| In accordance with Section 3.090, the language of statutory sections enacted during a legislative session are updated and available on this website on the effective date of such enacted statutory section. |
|
||
|
|
|||
| Recent Sections | Editorials | May Be Cited As | Tables & Forms | Multiple Enact |
| Repeal & Transfer | Definitions | End Report | ||
|
|
||||
| Site changes | Pictures | Contact | ||
| Legislative Research | Oversight | MOLIS | |||
| Library | MO WebMasters |