☰ Revisor of Missouri


Chapter 385

< > Effective - 14 Oct 2016, 2 histories, see footnote    bottom

  *385.300.  Definitions. — As used in sections 385.300 to 385.320, the following terms mean:

  (1)  "Administrator", the person who is responsible for the handling and adjudication of claims under the product service agreements;

  (2)  "Consumer", a natural person who buys other than for purposes of resale any tangible personal property that is distributed in commerce and that is normally used for personal, family, or household purposes and not for business or research purposes;

  (3)  "Contract holder", a person who is the purchaser or holder of a service contract;

  (4)  "Director", the director of the department of commerce and insurance;

  (5)  "Maintenance agreement", a contract of limited duration that provides for scheduled maintenance only;

  (6)  "Manufacturer", any of the following:

  (a)  A person who manufactures or produces the property and sells the property under the person's own name or label;

  (b)  A subsidiary or affiliate of the person who manufacturers or produces the property;

  (c)  A person who owns one hundred percent of the entity that manufactures or produces the property;

  (d)  A person that does not manufacture or produce the property, but the property is sold under its trade name label;

  (e)  A person who manufactures or produces the property and the property is sold under the trade name or label of another person;

  (f)  A person who does not manufacture or produce the property but, under a written contract, licenses the use of its trade name or label to another person who sells the property under the licensor's trade name or label;

  (7)  "Nonoriginal manufacturer's parts", replacement parts not made for or by the original manufacturer of the property, commonly referred to as after-market parts;

  (8)  "Person", an individual, partnership, corporation, incorporated or unincorporated association, joint stock company, reciprocal, syndicate, or any similar entity or combination of entities acting in concert;

  (9)  "Premium", the consideration paid to an insurer for a reimbursement insurance policy;

  (10)  "Property", all forms of property;

  (11)  "Provider", a person who is contractually obligated to the service contract holder under the terms of a service contract;

  (12)  "Provider fee", the consideration paid for a service contract, if any, by a service contract holder;

  (13)  "Reimbursement insurance policy", a policy of insurance issued to a provider and under which the insurer agrees, for the benefit of the service contract holders, to discharge all of the obligations and liabilities of the provider under the terms of the service contracts in the event of nonperformance by the provider.  All obligations and liabilities include, but are not limited to, failure of the provider to perform under the service contract and the return of the unearned provider fee in the event of the provider's unwillingness or inability to reimburse the unearned provider fee in the event of termination of a service contract;

  (14)  "Service contract", a contract for a specific duration and consideration to perform the repair, replacement, or maintenance of property or indemnification for repair, replacement, or maintenance, for the operational or structural failure of any residential or other property due to a defect in materials, workmanship, or normal wear and tear, with or without additional provision for incidental payment of indemnity under limited circumstances, including, but not limited to, unavailability of parts, obsolescence, food spoilage, rental, and shipping.  Service contracts may provide for the repair, replacement or maintenance of property for damage resulting from power surges or accidental damage.  Service contract providers and administrators are not deemed to be engaged in the business of insurance in this state;

  (15)  "Warranty", a warranty made solely by the manufacturer, importer, or seller of property or services without charge, that is not negotiated or separated from the sale of the product and is incidental to the sale of the product, that guarantees indemnity for defective parts, mechanical or electrical breakdown, labor, or other remedial measures, such as repair or replacement of the property or repetition of services.


(L. 2007 H.B. 221, A.L. 2016 H.B. 1976)

*Effective 10-14-16, see § 21.250.  H.B. 1976 was vetoed July 1, 2016. The veto was overridden on September 14, 2016.

---- end of effective  14 Oct 2016 ----

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385.300 10/14/2016
385.300 1/1/2008 10/14/2016

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